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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Quick simple ane straight forward

They do what they say. So can't fault this company Reviewed on: 14th January 2023

Best credit card company available

Great service ,great flexibility,overall Best card company I have found Reviewed on: 14th January 2023

Perfect credit

Good card. Zopa tick all boxes as a provider fair and easy to contact couldn't wish for more Reviewed on: 14th January 2023

First class

amazing first class extremely well organised Reviewed on: 14th January 2023

Credit card

Easy to open, fast and cheap, very satisfied with credit card. Simple and easy to use. Reviewed on: 14th January 2023

Communication is fantastic

Communication with Zopa is brilliant keeping you informed and in charge of your m money at all times Reviewed on: 14th January 2023

easily accessible financial instrument

Easily accessible credit card but relatively very high interest rates generally strange that it's legal Reviewed on: 14th January 2023

Excellent customer service

Zopa understand the need of the customer and set your credit limit at a sensible and manageable amount Reviewed on: 14th January 2023

Great

They are a good company have had no issues dealing with them and very straight forward. Reviewed on: 14th January 2023

User Friendly service

User Friendly App and Great customer service when needed. Very competitive rates in current climate Reviewed on: 14th January 2023

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