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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Very easy

5
I feel comfortable and at ease using Zopa it’s a no hassle company and they help you manage your finances Reviewed on: 14th January 2023
Amanda's avatar
Amanda

Efficacy

5
Very efficient, easy contact, very professional Reviewed on: 14th January 2023
Elaine pickett 's avatar
Elaine pickett

Pleased as punch

5
Great experience in the application process for credit building. The App is so easy to use and really helps you control your spending/credit limit. Totally recommend Reviewed on: 14th January 2023
G's avatar
G

Outstanding customer support

5
The customer service support from Zopa is outstanding. Always listening, always considering options and always supporting the customer. Reviewed on: 14th January 2023
Mark's avatar
Mark

Straight forward, fair and fast

5
The process for using Zopa is very easy and the app is amazing. Communications are nice and discreet so not lots of texts as I set my notifications to emails. They gave me a affordable and fair credit limit too Reviewed on: 14th January 2023
Demi's avatar
Demi

Excellent product

5
From start to finish, I have been very efficiently done credit and started to improve with me making regular payments highly recommended Reviewed on: 14th January 2023
Si Houghton's avatar
Si Houghton

Excellent product

5
Excellent service, simple, easy to use, great app. Very happy. Reviewed on: 14th January 2023
Emma's avatar
Emma

Great credit card

5
The interest is good and low the app is user friendly and updates are great so you don't get into difficulty. Reviewed on: 14th January 2023
Scott's avatar
Scott

Superb

5
Superb service from start to finish easy to set up quick to make payments and generous balance afforded would highly recommend Reviewed on: 14th January 2023
J's avatar
J

Really good, been so helpful!

5
Low interest rates, help me with making payments and balancing my money Reviewed on: 14th January 2023
Max torrington's avatar
Max torrington

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