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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic card

Fantastic card with easy Payment methods and good app Reviewed on: 14th January 2023

So easy to use

Always answer phone quickly and helpful agents Reviewed on: 14th January 2023

Quick simple ane straight forward

They do what they say. So can't fault this company Reviewed on: 14th January 2023

Best credit card company available

Great service ,great flexibility,overall Best card company I have found Reviewed on: 14th January 2023

Perfect credit

Good card. Zopa tick all boxes as a provider fair and easy to contact couldn't wish for more Reviewed on: 14th January 2023

First class

amazing first class extremely well organised Reviewed on: 14th January 2023

Credit card

Easy to open, fast and cheap, very satisfied with credit card. Simple and easy to use. Reviewed on: 14th January 2023

Communication is fantastic

Communication with Zopa is brilliant keeping you informed and in charge of your m money at all times Reviewed on: 14th January 2023

easily accessible financial instrument

Easily accessible credit card but relatively very high interest rates generally strange that it's legal Reviewed on: 14th January 2023

Excellent customer service

Zopa understand the need of the customer and set your credit limit at a sensible and manageable amount Reviewed on: 14th January 2023

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