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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great

5
They are a good company have had no issues dealing with them and very straight forward. Reviewed on: 14th January 2023
Ben's avatar
Ben

User Friendly service

5
User Friendly App and Great customer service when needed. Very competitive rates in current climate Reviewed on: 14th January 2023
Ian's avatar
Ian

Very easy

5
I feel comfortable and at ease using Zopa it’s a no hassle company and they help you manage your finances Reviewed on: 14th January 2023
Amanda's avatar
Amanda

Efficacy

5
Very efficient, easy contact, very professional Reviewed on: 14th January 2023
Elaine pickett 's avatar
Elaine pickett

Pleased as punch

5
Great experience in the application process for credit building. The App is so easy to use and really helps you control your spending/credit limit. Totally recommend Reviewed on: 14th January 2023
G's avatar
G

Outstanding customer support

5
The customer service support from Zopa is outstanding. Always listening, always considering options and always supporting the customer. Reviewed on: 14th January 2023
Mark's avatar
Mark

Straight forward, fair and fast

5
The process for using Zopa is very easy and the app is amazing. Communications are nice and discreet so not lots of texts as I set my notifications to emails. They gave me a affordable and fair credit limit too Reviewed on: 14th January 2023
Demi's avatar
Demi

Excellent product

5
From start to finish, I have been very efficiently done credit and started to improve with me making regular payments highly recommended Reviewed on: 14th January 2023
Si Houghton's avatar
Si Houghton

Excellent product

5
Excellent service, simple, easy to use, great app. Very happy. Reviewed on: 14th January 2023
Emma's avatar
Emma

Great credit card

5
The interest is good and low the app is user friendly and updates are great so you don't get into difficulty. Reviewed on: 14th January 2023
Scott's avatar
Scott

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