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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Friendly easy service

Good credit card company to use. Friendly customer service. Reviewed on: 13th January 2023

The best

Simple the best credit card company ever Reviewed on: 13th January 2023

Excellent

Excellent services best option Reviewed on: 13th January 2023

Easy to use

Honestly haven’t come across an easier app and company to use for a credit card. Makes my life easier! Reviewed on: 13th January 2023

Great service

Great service always there to help overall great company Reviewed on: 13th January 2023

Excellent service. Very fast providing needed credit. Interest rate not as expensive as most. Very clear with conditions. I am very happy with their service.

I always had access to all the information I required. Reviewed on: 13th January 2023

Helpful

What I like about zopa is that it's doesn't juat up my credit when it wants. It's takes into consideration of my funding and what I cant afford that allows me not to over spend. Reviewed on: 13th January 2023

Superb credit card

This is the one company I can heartily recommend. Their support to card holders is brilliant and their admin second to none. Reviewed on: 13th January 2023

Brilliant

Can’t praise Zopa enough always ready to help Reviewed on: 13th January 2023

Amazing products and customer service

Application process was seamless. The zopa app is easy to understand and clear to manoeuvre through the pages. I have already suggested them to friends and family. Reviewed on: 13th January 2023

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