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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Very reliable

Try to give more on the credit card. Reviewed on: 14th January 2023

Great Customer service

Great Customer service and quick, simple app, makes easy control over finances Reviewed on: 14th January 2023

A**

Great set up and helpful app. Would recommend highly. Reviewed on: 14th January 2023

Excellent

Excellent service and a very professional approach to looking after their customers . Reviewed on: 14th January 2023

All ways good

All ways helpfull and easy to use Reviewed on: 14th January 2023

Great product, customer service

Whole experience with Zopa has been positive. Simple application process great app. Tools to help improve my credit score Reviewed on: 14th January 2023

Top company

Can’t thank you enough. Top company with great customer service Reviewed on: 14th January 2023

Excellent service

Quick application process. Helping clear debt Reviewed on: 14th January 2023

Excellent company and product

This company has excellent customer service and their communication cannot be faulted. Very happy with the service I have received and would recommend them. Reviewed on: 14th January 2023

Fantastic

Very good and easy to used. Zopa is a very good credit lender with a reputable name. Reviewed on: 14th January 2023

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