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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very happy customer!!

5
Absolutely love this product. Easy to manage on the phone app and to control spending. Nothing I can fault! Reviewed on: 29th March 2022

Future Dreams becoming reality

5
I’ve been using Zopa for a while now. It’s such a great, quick and easy company that help out with all quieres and requests. By using Zopa my credit score has climbed drastically and it give a lot of help in ways to improve or help out when going through a tough time. Would definitely recommend to family and friends! Reviewed on: 29th March 2022

Zopa review-amazing

5
Zopa has been incredible. So easy and straight forward. Love the app, the service, the customer service is amazing. And everything is just so easy with them- never any stresses!! Well done Zopa! Reviewed on: 29th March 2022

I Can't fault this company. I would Highley recommend them.Highley recommend

5
Ease of use on the App. Ease of payment. Reviewed on: 29th March 2022

Really helpful and friendly

5
Easy to deal with from start to finish Reviewed on: 29th March 2022

Great company

5
Great company to help with credit. Love the cushion to help with managing your money Reviewed on: 29th March 2022

Nice and easy financial

5
The process of application to payment of credit card is so simpler. Reviewed on: 29th March 2022

Excellent

5
Excellent service by zopa, App also well designed. Reviewed on: 29th March 2022

Excellent

5
Very good service and easy to use Reviewed on: 29th March 2022

Very nice any easy to use of zopa credit card

5
It is very good for the beginners who want make a good credit score and its very easy to use . Reviewed on: 29th March 2022

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