Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fantastic company

Brilliant company very helpful if you need to ask anything if they can't give you the reply they will find someone who will answer your questions. Reviewed on: 13th January 2023

Great service, simple and clear

Everything from the initial application to updates and notifications, very simple easy to follow, limits are good no silly increases on my account. Overall really good card and service Reviewed on: 13th January 2023

Excellent

Excellent customer service , Excellent rates Excellent spending amount Reviewed on: 13th January 2023

Excellent credit card

Very good app, after payment - your balance refreshing straight away Reviewed on: 13th January 2023

good company

Easy to apply , and the added bonus of the app Reviewed on: 13th January 2023

Good so far

No issues with zopa. Good combination and easy to use Reviewed on: 13th January 2023

Fantastic credit card

Amazing credit card quick easy to use, fast response would definitely recommend any day Reviewed on: 13th January 2023

Easy peasy credit card

Easy to apply, easy to use, accessible app, good communication Reviewed on: 13th January 2023

Easy to keep a track on app

Poor credit limit but on a whole easy app and good customer services Reviewed on: 13th January 2023

Dies what it says on the tin

Easy to use. Payment cleared almost immediately Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.95 from 635 reviews
Credit cards
from Virgin Money 3.84 from 802 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5770 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub