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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Fantastic

Fantastic company, really helpfull Reviewed on: 14th January 2023

Great card

Easy to apply, came quickly, great customer service would reccomend Reviewed on: 14th January 2023

Amazing

The best people ever thank you for expecting me and helping with my credit rating Reviewed on: 14th January 2023

Easy application and hassle free credit

The application process was so easy, fast and simple. The app is the best part of this service, I enjoy using it every time I am on it and everything is there at the tip of my fingers. Thank you Reviewed on: 14th January 2023

Brilliant

So easy to apply and the app is fantastic. Stress free credit card. Reviewed on: 14th January 2023

Professional company

Good communication, responsible lenders Reviewed on: 14th January 2023

Amazing service

From the set go Zopa have communicated updates about my account, they allow you to keep a track of your spending with the easy to navigate website. Excellent service. Reviewed on: 14th January 2023

Simple fast and fun

Ni Jinping through hoops what you see us what you get Reviewed on: 14th January 2023

Simple - from start to finish

Everything with this product is easy. From application process and simple and clear repayment arrangements. Reviewed on: 14th January 2023

First credit card in years

I have experianced bad credit in the past due to an ex-partner. Z opa allowed me a small amount of credit at first and have slowly increased the limit as I proved myself. Excelent provider and sensible. Reviewed on: 14th January 2023

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