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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

81% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Helpful and friendly service

The whole process was quick and painless. Easy to understand and easy to follow. Reviewed on: 29th March 2022

Excellent service and provider

The sign up process was easy and quick with a fast response. I have found it easy to use the app and it provides everything I need to keep track of my card and balance. Reviewed on: 29th March 2022

Excellent company with great features

Excellent company that offers great deals particularly like they’re credit cushion feature Reviewed on: 29th March 2022

Easy application

Easy to apply Easy to pay Useful app Very happy with my overall experience Reviewed on: 29th March 2022

Really good company

Zopa is the best credit card I've used their customer service is really good have recommended to friends and family Reviewed on: 29th March 2022

A great card for all those unplanned events.

Such a useful resource to use as and when needed, superb. Reviewed on: 29th March 2022

Fantastic!

Fantastic customer service. Wonderful card, can't recommend highly enough. Reviewed on: 29th March 2022

The most friendly, flexible and facilitating experience

ZOPA are an institution that has met me as an individual at the point of my needs. They are clearly under-rated, however they have positively contributed to economic lives of the people I enabling them to get the credit they can afford and at the shortest possible time. Regards David Miokore Hart Reviewed on: 29th March 2022

Best credit card out there

Second credit card I’ve had and I would choose it over the bigger more known ones anyday Reviewed on: 29th March 2022

simple and easy, couldn't ask for better

new to this but no problems, everything works as it should Reviewed on: 29th March 2022

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