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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great customer service

Zopa support staff are always extremely helpful. I always get a friendly reminder email before my payment is due. They always say that they are here to help. Fantastic Reviewed on: 14th January 2023

Easy and Instant

Hustle free and instant. Very easy to keep track thanks to the app Reviewed on: 14th January 2023

Very reliable

Try to give more on the credit card. Reviewed on: 14th January 2023

Great Customer service

Great Customer service and quick, simple app, makes easy control over finances Reviewed on: 14th January 2023

A**

Great set up and helpful app. Would recommend highly. Reviewed on: 14th January 2023

Excellent

Excellent service and a very professional approach to looking after their customers . Reviewed on: 14th January 2023

All ways good

All ways helpfull and easy to use Reviewed on: 14th January 2023

Great product, customer service

Whole experience with Zopa has been positive. Simple application process great app. Tools to help improve my credit score Reviewed on: 14th January 2023

Top company

Can’t thank you enough. Top company with great customer service Reviewed on: 14th January 2023

Excellent service

Quick application process. Helping clear debt Reviewed on: 14th January 2023

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