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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

excellent

quick and easy,money always availble Reviewed on: 14th January 2023

Great

Great, simple and helpful servise Reviewed on: 14th January 2023

Fabulous app, accessible credit

I took out a Zopa credit card when my IVA ended to help me work on my credit score & give me a little fit of wriggle room in my finances. The app is so easy to use and the credit card has helped me get back on my feet. I pay it off in full when I use it. Highly recommended, no fuss Reviewed on: 14th January 2023

So easy

The app is very easy to use, even for older people like me. Reviewed on: 14th January 2023

Life saver

They accepted me with my poor credit score. When anywhere i was rejected and later on even increased credit limit. Helped me when i had hard times. Reviewed on: 14th January 2023

best card

best deal I had for balance transfer. best decision made. Reviewed on: 14th January 2023

ZOPA Credit Card

Since receiving my credit card I haven't had any issues Reviewed on: 14th January 2023

Outstanding customer seevice

I spoke with customer services and they were extremely helpful Reviewed on: 14th January 2023

Fantastic credit card

So simple to use, great app for easy use. Handy credit reservation function for those emergency expenses Reviewed on: 14th January 2023

A credible, no nonsense product

Straight forward, no nonsense and very user friendly Reviewed on: 14th January 2023

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