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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best credit card

Best credit card I’ve ever had no hassle nothing Reviewed on: 13th January 2023

Fab service and easy to manage.

Zopa make it really easy to manage your money. I would recommend them time and time again. No hassle, nothing hidden. What you see is what you get. Reviewed on: 13th January 2023

No hassle ease of use

Easy to set up the app for online, and easy to use. Quick and easy application process with quick decisions. Reviewed on: 13th January 2023

Brilliant

Never been any problems always helpful Reviewed on: 13th January 2023

There are the best at Zopa

There so friendly and helpful always willing to listen when I have a problem I would always recommend Zopa to my friends and family. Reviewed on: 13th January 2023

Amazing credit card super app I recommend

Amazing credit card super app I recommend Reviewed on: 13th January 2023

Easy to use

Very easy to use the app. Very informative Reviewed on: 13th January 2023

Zopa is Supa!

In the past, due to unforseen circumstances, my credit score became less than perfect. When your in that kind of position it soon becomes apparent that options for credit providers are few and far between. I wanted to rebuild my credit score and luckily for me, I was lucky enough to have my application approved by Zopa.Long story short. Although I'm now in a position to hold other credit cards, Zopa is still my go to credit provider. I've kept up my regular payments, proven myself to still be reliable and Zopa have rewarded me by being a constant in my life. They've helped put me back in control and given me a more than welcome flexibility in my finances. Thank you Zopa. Reviewed on: 13th January 2023

Very happy with this provider

I appreciate having the zopa card it's useful to me and I use it regularly Reviewed on: 13th January 2023

Great company

They have been incredibly fair and transparent and the app is fantastic. Reviewed on: 13th January 2023

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