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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Easy and flexible

5
Easy to apply and flexible on credit offers. Great 0% even with poor credit. Quick to arrive and manage in the app Reviewed on: 14th January 2023
Verity Affleck's avatar
Verity Affleck

Great

5
Took a small loan out with them a year ago never had no problems so decided to take a credit card account with them. Not bad APR great experience on website Overall, highly recommended Reviewed on: 14th January 2023
Andy's avatar
Andy

Brilliant service

5
Zopa has had no flaws in their service.anf would recommend to all. Reviewed on: 14th January 2023
Robert Lark's avatar
Robert Lark

Easy to use, nice looking card, no hidden fees

5
Really easy and reassuring. Really simple application. Reviewed on: 14th January 2023
Liz J's avatar
Liz J

Brilliant simple easy

5
Everything you need from a credit card and the app is super easy to use Reviewed on: 14th January 2023
nburns2011@hotmail.co.uk's avatar
[email protected]

Super Zopa

5
They have been excellent from the word go! No issues at all & their app works just as it should and is clear and concise. Reviewed on: 14th January 2023
Luke Dowrick's avatar
Luke Dowrick

Excellent company

5
Zopa have been an amazing finance company to deal with. I have a credit card to help build my score. The app is simple easy to use and allows me to take full control. I also have a car on finance with Zopa. The process was so simple too. The staff helped me through everything, was a call away and treaded me as if they know me. I would highly recommend Zopa to anyone and I hope to continue to use Zopa in the future. Thank you. Reviewed on: 14th January 2023
kyle.2710@yahoo.com's avatar
[email protected]

Great

5
Easy app and great service Thank you Reviewed on: 14th January 2023
Nicoletta Pascolini's avatar
Nicoletta Pascolini

Excellent service

5
The card is excellent, and backed up comprehensively by the app, you're easily able to monitor transactions, make payments and deal quickly and efficiently with any issues with online chat facility. Reviewed on: 14th January 2023
Jason clare's avatar
Jason clare

Easy friendly no pressure

5
Easy to use they don't pressure you, it feels a friendly and part of the family card, not scarey at all to use Reviewed on: 14th January 2023
japhrodi@aol.com's avatar
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