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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Great service

5
Fantastic fast and efficient service Reviewed on: 13th January 2023
Karin Reinger 's avatar
Karin Reinger

Great to work with

5
Great credit card company to work with no hassle always straight forward and very helpful thank you zopa Reviewed on: 13th January 2023
Andrew's avatar
Andrew

Customer comes first. Great interest rates.

4
This card is a wee belter! It is my wee cushion if I want to treat myself or have a domestic problem or maybe forgot a birthday! I love it and any time I have had to speak to an agent they have always had me at the heart of the query. Reviewed on: 13th January 2023
Irene McAlpine's avatar
Irene McAlpine

Brilliant service

5
Helped me in a time of need. Highly recommend Reviewed on: 13th January 2023
Damian's avatar
Damian

service

5
all over excellent and best card Reviewed on: 13th January 2023
Resham singh's avatar
Resham singh

Zopa puts things right

5
I find zopa a caring company not forcing high credit limits on you and always available for a chat keep up the good work Reviewed on: 13th January 2023
Mick Rawson's avatar
Mick Rawson

a fair and trusted card

5
i love this card and take it every where i go Reviewed on: 13th January 2023
paul's avatar
paul

Very simple process and ease of use

5
The process to apply is very easy. The management of the card is so simpler with the mobile app and the communication from Zopa has been fantastic so far. Reviewed on: 13th January 2023
Jmarc's avatar
Jmarc

Amazing Service

5
Fantastic app, helps you understand credit cards and how to build your credit. The app is so easy to use, you can find everything on it. Would highly recommend it! Reviewed on: 13th January 2023
Sonia 's avatar
Sonia

Didn't receive mu card yet

1
I would recommend you but I applied for my car 8 months ago and still haven't received it yet so don't know what else I can say Reviewed on: 13th January 2023
Craig Morris 's avatar
Craig Morris

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