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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very efficient

Nice , professional and quick response Reviewed on: 29th March 2022

Perfect !!!

I am very happy :) thank you credit card from all people Reviewed on: 29th March 2022

Easy company to apply for

For someone with bad credit, they approved me and gave me a credit limit that I’m able to afford in full each month to build my credit score back up and be on the right path to rebuilding my credit score Reviewed on: 29th March 2022

Very Good

Good service, App is easy to navigate Reviewed on: 29th March 2022

super easy to use!

perfect for a first credit card, really easy to use! Reviewed on: 29th March 2022

A great bank and easy to use platform

A great bank and easy to use platform Reviewed on: 29th March 2022

Easy to use service

Overall great service, very fair and the app is easy to use. Reviewed on: 29th March 2022

Really easy to set up and use!

No issues at all from application to card delivery and use. Really easy app. Reviewed on: 29th March 2022

Nice to have it

All good but will be best if we have direct debit option from bank instead of card Reviewed on: 29th March 2022

The most straightforward process yet.....

I really enjoyed the whole process, from start to finish everything was smooth and easy to be onboarded and the app is great. Couldn't ask for anything more! Reviewed on: 29th March 2022

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