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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

14% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Happy Zopa User

This is the best card for people starting to build a credit score and who are very recent to the country Reviewed on: 29th March 2022

Quick, easy & reliable

It was quick and easy to first set up and account and only took a few days for my card to arrive. The interest rate is fair and has helped me so much toward building my credit back up! Would highly recommend to anyone looking to build credit. Reviewed on: 29th March 2022

Fabulous bank and credit card company

Very easy to apply, brilliant looking credit card with the App which works perfectly! Well done Reviewed on: 29th March 2022

Great company

I like the app very easy to use and clear to see what you are looking for Reviewed on: 29th March 2022

Excellent service

Easy to apply almost immediate response card arrived very quickly very happy with service. Reviewed on: 29th March 2022

Steel fixer

Three years experience………………………. Reviewed on: 29th March 2022

This is how borrowing should be

Easy application process and no extortionate fees Reviewed on: 29th March 2022

Fantastic

My honest opinion is that the Zopa app platform was so easy to apply for especially for me as I am rebuilding my credit after bankruptcy and I appreciate it's hard to get a credit card but zopa have been good in my approval. The app is user friendly and informative Reviewed on: 29th March 2022

Great card to build credit

Real easy process Great rates would highly recommend 5 stars Reviewed on: 29th March 2022

Experience

Excellent likely recommend friends Reviewed on: 29th March 2022

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