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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Fantastic card

Since having this I've been able to monitor what I spend, the rates are good, I love my zopa... Reviewed on: 14th January 2023

Fantastic provider

Zopa have been the best credit card provider I’ve had! Very reasonable rates and with the easy app keeping track is so easy Reviewed on: 14th January 2023

Very easy to use and interest rate is unbelievably low

All done through an app. Excellent customer service. Great interest rate. Reviewed on: 14th January 2023

Straight forward

Easy to use app, very simple process to get things moving. Reviewed on: 14th January 2023

Easy control

So simple from applying to using Reviewed on: 14th January 2023

User friendly

I find that Zopa has an easy to use app, everything is clear when using it and I would highly recommend them to anyone Reviewed on: 14th January 2023

Excellent credit card

Had no issues with this credit card , would definitely recommend Zopa Reviewed on: 14th January 2023

Fabulous service

Zopa is the best credit card provider I’ve known. It’s quick easy application and easy to use app keeps me in the know to what I’m spending and it even helps my credit rate Reviewed on: 14th January 2023

Supa Zopa

Great having this card and app so you can keep check on what your spending wish credit limit could be raised but I would still recommend Reviewed on: 14th January 2023

Amazing

Would highly recommend this company Reviewed on: 14th January 2023

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