Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41972)

Brilliant!

5
Easy to use app and service is great! Reviewed on: 13th January 2023
Josh Gill's avatar
Josh Gill

Great credit card facility

5
Very good customer service credit facility excellent. Would 100% recommend.. Reviewed on: 13th January 2023
Reginald 's avatar
Reginald

Ace service

5
Brilliant company to use. Allows you to set up a credit cushion. Brilliant Reviewed on: 13th January 2023
John's avatar
John

Considerate

5
This is a credit card company that has helped me meet up my obligations and have others' problems in mind. Reviewed on: 13th January 2023
EZENWA SIMON's avatar
EZENWA SIMON

Highter recomandly. Realy Easy to USe

5
The best app . Realy easy to use Reviewed on: 13th January 2023
Elena 's avatar
Elena

Brilliant company

5
They helped me along with guiding my credit Reviewed on: 13th January 2023
Joshua Benson's avatar
Joshua Benson

The Best Around

5
Fantast all around great credit card and a great company. Comes with a great easy to use app which you can do everything you need. Reviewed on: 13th January 2023
Richard Ellis's avatar
Richard Ellis

Very pleased with the company

5
Been very helpful since joining this company Reviewed on: 13th January 2023
Janet Devereux's avatar
Janet Devereux

Zopa have been excellent.

5
I have been using Zopa for a couple of years for a credit card, loans and savings and can honestly say that they are the model for how a modern financial institution should be. They are clearly fiscally prudent whilst making sure that your financial needs are met. 5* for me. Reviewed on: 13th January 2023
Dan Grindey's avatar
Dan Grindey

Great for a credit builder

5
My.credit was very low and needed a line of credit to build this and zopa came to the rescue helping me get my credit score moving in the right direction Reviewed on: 13th January 2023
Simon Norris 's avatar
Simon Norris

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill