Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great and easy service

Great service, easy application and can do everything through the app easily. Reviewed on: 13th January 2023

Great company and so easy to use and sooo helpful and honest!

I would recommend to anyone, this is a great card provider they are true and honest and care about people!! Reviewed on: 13th January 2023

Great Credit card provider

Have been amazed with the service and services provided since day 1 with Zopa would highly recommend Reviewed on: 13th January 2023

Superb credit card company

Everyone is polite, helpful and friendly. If only every credit card company was as good as Zopa. I would recommend to anybody. Reviewed on: 13th January 2023

Very good

Very good company and easy process in everything they do would definitely recommend Reviewed on: 13th January 2023

Totally recommend

Best credit card with the best app. Keeps you in control and easy to transfer money etc Reviewed on: 13th January 2023

Credit Card

An excellent product with straightforward App. Reviewed on: 13th January 2023

Best ever

Easy and convenient . Life saver, a bit high on apr Reviewed on: 13th January 2023

Easy peasy

Quick to get account, the app is good simple to see statement. Reviewed on: 13th January 2023

Zopa

It's great to have a low percentage credit card like zopa with great value &customer services. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5555 reviews
Smart Saver
from Zopa 4.94 from 7492 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub