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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

A Zopa Card

Out of all rhe credit companies I have used Zopa is great easy to use easy to use app. I like payments are added to account immediately. Reviewed on: 14th January 2023

The Best Card for UK..Nr .1 ..100%

⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️..The Best nr ..1.. Reviewed on: 14th January 2023

Credit card simplicity

So easy to apply, always kept up to date including gentle payment reminders Reviewed on: 14th January 2023

Excellent company

Great customer service, excellent card and app Reviewed on: 14th January 2023

Great credit provide for those with previous credit issues

Zopa has been easy to use easy to get credit from and overall a great credit provider .. my credit rating has gone up 125 points since I started using zopa to help raise my credit rating .. thank you zopa! Reviewed on: 14th January 2023

Amazing

Easy to access, ive had no reason to contact with any issues ,easy transactions, easy repayment methods ,constantly reviewed highly recommended them Reviewed on: 14th January 2023

Best credit card as it so easy to use

The friendly customer service and they give you a easy answer Reviewed on: 14th January 2023

Me

It's the best for everyone They have to look at it Reviewed on: 14th January 2023

Simple

So easy to use from the app or card Reviewed on: 14th January 2023

Brilliant

Easy to use app, friendly emails Reviewed on: 14th January 2023

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