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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

One of the best

I applied for a card and I got the card after 9 days. Bad experience no I called through to Zopa after 7 days and the operator was very good and sent out another card and advised he sent it first class. Using the card is very easy and one of the best features is the cushion cap which helps you manage your money better. Reviewed on: 29th March 2022

Loved it

I like the way they provide things to them who really wants it Reviewed on: 29th March 2022

Excellent

The application process was very straight forward. My account was open instantly and my card arrived within a week. Notifications are prompt and the app is very easy to use. Reviewed on: 29th March 2022

New Customer Review

I have had a good response from Zupa as a new customer, found their application process very secure with a good APR happy to recommend. Reviewed on: 29th March 2022

Great and convenient

I love it as its so easy to use.. never had an issue as a mum of 3 with 2 businesses speed is key for me and the app is amazing and super easy to navigate! Reviewed on: 29th March 2022

Great credit card

Great credit card friendly staff and helpful and flexible with payments when needed Reviewed on: 29th March 2022

I LOVE ZOPA

My credit score has never looked so good. Only had Zopa a couple of months but it's helped me so much! I recently bought a car on finance and the financial advisor told me I have 'the best credit score' for an 18-year-old he's ever seen. Thanks, Zopa you truly are the best :) Reviewed on: 29th March 2022

Amazing

Great card, great service, no hassle Reviewed on: 29th March 2022

Great Team

1 will highly recommend Zopa to family and friends. Very easy to apply and my card arrived in 3days. Unbelievable how the site works. Thanks to all Zopa team. Reviewed on: 29th March 2022

Great company

Zopa have been outstanding throughout my whole experience with them. I would recommend them to anyone. Reviewed on: 29th March 2022

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