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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Supa Zopa

5
Great having this card and app so you can keep check on what your spending wish credit limit could be raised but I would still recommend Reviewed on: 14th January 2023

Amazing

5
Would highly recommend this company Reviewed on: 14th January 2023

A Zopa Card

5
Out of all rhe credit companies I have used Zopa is great easy to use easy to use app. I like payments are added to account immediately. Reviewed on: 14th January 2023

The Best Card for UK..Nr .1 ..100%

5
⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️..The Best nr ..1.. Reviewed on: 14th January 2023

Credit card simplicity

5
So easy to apply, always kept up to date including gentle payment reminders Reviewed on: 14th January 2023

Excellent company

5
Great customer service, excellent card and app Reviewed on: 14th January 2023

Great credit provide for those with previous credit issues

5
Zopa has been easy to use easy to get credit from and overall a great credit provider .. my credit rating has gone up 125 points since I started using zopa to help raise my credit rating .. thank you zopa! Reviewed on: 14th January 2023

Amazing

5
Easy to access, ive had no reason to contact with any issues ,easy transactions, easy repayment methods ,constantly reviewed highly recommended them Reviewed on: 14th January 2023

Best credit card as it so easy to use

5
The friendly customer service and they give you a easy answer Reviewed on: 14th January 2023

Me

5
It's the best for everyone They have to look at it Reviewed on: 14th January 2023

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