Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Fantastic

Very good company and happy I am part of zopa Reviewed on: 14th January 2023

Smashing credit card provider

On top of a easy to use credit car service, they also facilitate loans quite easy Reviewed on: 14th January 2023

Great All Round Experience

Been a while since i have had a c card. Easy application and smooth process. Got quick support when i had query. Reviewed on: 14th January 2023

Helpful

Really excellent company,helpful and always there when needed,really good at keeping you up to date about your spending. Reviewed on: 14th January 2023

Highly recommended

Highly recommended, easy to apply Reviewed on: 14th January 2023

Best !

Thank you Zopa!Best Credit card! Reviewed on: 14th January 2023

Quality Card

Easy to use app.Brings all the information you require to your finger tips Reviewed on: 14th January 2023

Great card

Good customer service and great app that helps you with all problems and payment Reviewed on: 14th January 2023

Easy to manage well informed

They let you know when you make transactions and easy to log on the app Reviewed on: 14th January 2023

Easy process

Quick and easy application response was very rapid. App is simple to navigate even for the least tech savvy Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Credit card
from Post Office 2.31 from 114 reviews
Everyday spending credit cards
from Halifax 4.07 from 75 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub