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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Great company credit card

5
Very good customer service and exceptional credit card Reviewed on: 13th January 2023
Chris Eracleous's avatar
Chris Eracleous

Good service

5
Easy to apply Easy to use the app Reviewed on: 13th January 2023
scott macauley's avatar
scott macauley

Excellent

5
Good card good amount given great for use in emergency or as a daily usage it’s up to individual how u use if u ever experienced problem the customer service helps Reviewed on: 13th January 2023
pamela.morris32@outlook.com's avatar
[email protected]

Zopa card credit

5
Excellent company with very good offers. Reviewed on: 13th January 2023
Ionut Popa's avatar
Ionut Popa

Amazing

5
Very professional very helpful amazing product Reviewed on: 13th January 2023
juarrincha yo mismo's avatar
juarrincha yo mismo

Very good

5
Very goog recommend to everyone very easy to use money coming to card straightaway Reviewed on: 13th January 2023
misha's avatar
misha

Best credit card

5
Beat credit card and app, very easy to use Reviewed on: 13th January 2023
Thomas Hogg's avatar
Thomas Hogg

Fantastic service and brilliant app

5
The service I get is really good and Zopa have the best credit card out there it’s ever so easy and everything is clearly laid out Reviewed on: 13th January 2023
seanhartley1963@hotmail.com's avatar
[email protected]

Amazing

5
Highly recommend! One of the best credit card providers! Reviewed on: 13th January 2023
Shelly's avatar
Shelly

Great card

5
Zopa has an easy app to manage the account. Over all never had an issue. Reviewed on: 13th January 2023
tam's avatar
tam

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