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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41970 reviews)

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4.93

Based on 41,970 reviews, last reviewed 13th Feb 2026

166800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is there when you need it! Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41970)

Excellent Card

I love how good my ZOPA card is, two parts my balance transfer and my normal everyday use. Fantastic starting limits really impressed me. Easy to use and great customer service Reviewed on: 13th January 2023

Zopa credit card

Zopa is absolutely amazing, Reviewed on: 13th January 2023

Best app in the business

So user friendly , best credit card and loan app out there Reviewed on: 13th January 2023

Good product

Easy to use and convenient, useful especially in case of emergency. Reviewed on: 13th January 2023

Great product

Helps me control my financial life. Also offers other products better than high street bank's Reviewed on: 13th January 2023

Easy and quick application with reasonable rates

Quick and easy decision when applying. Receive notifications when I use the card and also when making payments Reviewed on: 13th January 2023

Best lending company I have used

Zopa is easy to use and reliable also offering many features such as being able to open saving accounts and viewing your credit score Reviewed on: 13th January 2023

Fantastic addition to my wallet

Great to have Reviewed on: 13th January 2023

Easy to take easy to use

Best credit card I've ever had, really easy to apply, fast respond, fantastic helpline Reviewed on: 13th January 2023

Pleasant all round

Easy application process and a great app for ease of use and account management. Reviewed on: 13th January 2023

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