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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Simply Superb

Fast, easy process and very happy to be part of the Zopa family Reviewed on: 14th January 2023

Very good

Using the cr card is really good Reviewed on: 14th January 2023

Fantastic! The go to company

Zopa are a responsible lender with multiple payment options and product. The staff are present and do all they can to help with anything yet I’ve never had any negative issues to call about. Thanks to Zopa I have been able to be in control, create memories with my family and have everything under one company. They are transparent, clear, responsible - what more could you want! Absolutely fantastic. Reviewed on: 14th January 2023

Credit card

I've had mine a year now verry easy to use app and no hidden costs I'm very happy Reviewed on: 14th January 2023

Finance on the Go

An easy, well devised service with a good reliable app. Job well done Zopa. Thank you. Reviewed on: 14th January 2023

Great

great clear contract with no problems Reviewed on: 14th January 2023

Great company with fab service

Zopa is a fantastic company, their customer support is great as well as their communication and I love the app and how easy it is to navigate. I would highly recommend to everyone Reviewed on: 14th January 2023

Great card

Great card with a fantastic app making it easy to keep on top of things . The app is very easy to use and understand Reviewed on: 14th January 2023

Excellent, fuss free Service

Zopa have been great from the start. Everything is quick and easy and the app is great to see where you’re up to. Reviewed on: 14th January 2023

Open and honest

Easy to apply for, open , no issues and all is clearly stated. Reviewed on: 14th January 2023

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