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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41970 reviews)

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4.93

Based on 41,970 reviews, last reviewed 13th Feb 2026

166800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is there when you need it! Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41970)

Great Credit Company

Very grateful to be accepted for credit with this company - the process was quick and easy! The app is so eqsy to navigate and I like the credit cushion factor - nice little touch! Reviewed on: 13th January 2023

Great service

Really good interest rates and excellent online app Reviewed on: 13th January 2023

Fantastic

Since I’ve had my credit card with Zopa it’s made my life a lot easier especially with the cost of living I truly believe I would be stuck without it. Fantastic company I 100% recommend it. Reviewed on: 13th January 2023

Very good service and app

The apps very good and service really good . I got 0 percent with no fee . Reviewed on: 13th January 2023

Brilliant

No issues whatsoever, everything is on an app on your phone. Perfect Reviewed on: 13th January 2023

Good customer service

Quick response and friendly staff. Reviewed on: 13th January 2023

Credit where Credit is Due

Excellent service and upgrade in credit limit is closely monitored Reviewed on: 13th January 2023

Simple, clear and accessible

Great experience, easy to use app, Zopa are transparent about their products and straightforward to deal with. Reviewed on: 13th January 2023

Credit card

Good company , recomand with trust! Reviewed on: 13th January 2023

Fab card

Great card and app esay to use and always keeps you informed about balance Reviewed on: 13th January 2023

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