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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Stunning

5
Zopa is the best service ever 'because always ❤️ customer care has been made polite '' and gentle reminder before take payment Reviewed on: 29th March 2022

Really nice app.

5
I like this app its really nuce and easy to use. Reviewed on: 29th March 2022

Helpful and Stress free

5
It was an easy application process, quick response in regards to the outcome and great communication. Reviewed on: 29th March 2022

Excellent services and customer service

5
I have a fantastic experience with zopa and this is every time and they're very helpful Reviewed on: 29th March 2022

Great credit card service

5
Zopa is a great credit card service, Reviewed on: 29th March 2022

Just excellent

5
Great for everything, low interest, updated regularly and customer service team are excellent too Reviewed on: 29th March 2022

Best.

5
Zoppa really help me when i was in need. Best credit company! Reviewed on: 29th March 2022

Saved the day!

5
Ended up with a bad credit score after a bad relationship, zopa gave me a chance to rebuild that and put me back on track never been hapier Reviewed on: 29th March 2022

Great starter credit card

5
If you need to get started on the credit ladder, build your rating this card account is highly recommended. The app is easy to use and understand. Reviewed on: 29th March 2022

Excellent

5
Very easy to use and quick action affordable and competitive Reviewed on: 29th March 2022

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