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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Saved the day!

Ended up with a bad credit score after a bad relationship, zopa gave me a chance to rebuild that and put me back on track never been hapier Reviewed on: 29th March 2022

Great starter credit card

If you need to get started on the credit ladder, build your rating this card account is highly recommended. The app is easy to use and understand. Reviewed on: 29th March 2022

Excellent

Very easy to use and quick action affordable and competitive Reviewed on: 29th March 2022

I like it

I like Zopa, making a payment is easy. The only thing I struggle with is contactless payment - it doesn’t work for me but other than that it’s good Reviewed on: 29th March 2022

Zopa simplicity

I recommend Zopa as I recently became a new customer of Zopa and the service received and simplicity of its app is so easy to use and very reassuring for a person like me who isn’t the best with modern technology. Reviewed on: 29th March 2022

Best customer service

Best customer service and very helpful for my daily life Reviewed on: 29th March 2022

Amazing

Great company, fantastic app. Brilliant customer services. Reviewed on: 29th March 2022

Best bank

I can imagine my life without Zopa Reviewed on: 29th March 2022

Brilliant

From applying to receiving card top class app is very good as well already told a lot of people about it Reviewed on: 29th March 2022

Fantastic card

My Zopa card has helped me so much in boosting my credit score and has supported me with managing my money each month. The app is easy to use as well. Fab card! Reviewed on: 29th March 2022

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