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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great service

The Zopa app is great very easy to use and all the info I need Reviewed on: 14th January 2023

Credit card

Zopa have been great at helping me increase my credit score Reviewed on: 14th January 2023

Not Credit

Amazed at the initial credit offered just what I needed thank you Zopa! Easy to set up and card came quickly Reviewed on: 14th January 2023

Great

Easy to use, never had any problems with the credit card Reviewed on: 14th January 2023

Good service

Good service. Good app. Very easy Reviewed on: 14th January 2023

the best i have ever seen

excellent customer service ,caring following up to date how customers are doing always pick calls and staff are very friendly ,for me the best Reviewed on: 14th January 2023

Excellent

Excellent credit card. Instant approval Reviewed on: 14th January 2023

Easy

The app is so easy to use it’s just about the best app I have used no messing around it’s just great They also let you know payments are due and to make a payment it’s one click I love it Reviewed on: 14th January 2023

Best ever credit card facilities suitable for your needs

This credit card has a first class customer service. The team are all experienced, listen and professional financial credit card advice. Reviewed on: 14th January 2023

Very highly experienced service

My review would be it is very easy to use this service with Zopa as new customer from beginning right up to the on going service through out my rating for Zopa is 100 percent Kind regards Reviewed on: 14th January 2023

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