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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Best provider

App is easy to use and understand Reviewed on: 29th March 2022

First credit card in ages and the app is great

It’s helped me build my credit score and everything is laid out so it’s easy to understand Reviewed on: 29th March 2022

Trusted and most helpful credit card provider.

I never had credit card before until I needed one. I have been turn down many times from different banks and other companies because I don’t have good credit score. Surprisingly, when I tried Zopa, they accept me without hesitations consider I only have really low credit limit. They are really amazing!! Highly recommended. Reviewed on: 29th March 2022

Easy to use

Easy to apply, app is easy to understand, and its simply to transfer payments to the card... Reviewed on: 29th March 2022

Just great

I applied and within ten mins I was accepted and ready to go download the app and it couldn’t be easier fantastic company Reviewed on: 29th March 2022

Excellent Bank

Its easy to open an account, and it's managed to do banking online and do some transfer. Reviewed on: 29th March 2022

Great service

Absolutely amazing service and information given in all aspects Reviewed on: 29th March 2022

Excellent credit card

Everything on line, just a finger print away. So easy to understand. Layout is brilliant, thank you. Reviewed on: 29th March 2022

Easy and fast service and updates available

Easy and fast service and updates. Reviewed on: 29th March 2022

Straightforward and easily managed

Excellent credit card service with real-time payment capability and very clear terms. Highly recommended. Reviewed on: 29th March 2022

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