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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Credit Card

Easy to apply, great app and very useful tools. Reviewed on: 14th January 2023

Absolutely brilliant

I had no problem applying as it was easy. Reviewed on: 14th January 2023

Great service

The Zopa app is great very easy to use and all the info I need Reviewed on: 14th January 2023

Credit card

Zopa have been great at helping me increase my credit score Reviewed on: 14th January 2023

Not Credit

Amazed at the initial credit offered just what I needed thank you Zopa! Easy to set up and card came quickly Reviewed on: 14th January 2023

Great

Easy to use, never had any problems with the credit card Reviewed on: 14th January 2023

Good service

Good service. Good app. Very easy Reviewed on: 14th January 2023

the best i have ever seen

excellent customer service ,caring following up to date how customers are doing always pick calls and staff are very friendly ,for me the best Reviewed on: 14th January 2023

Excellent

Excellent credit card. Instant approval Reviewed on: 14th January 2023

Easy

The app is so easy to use it’s just about the best app I have used no messing around it’s just great They also let you know payments are due and to make a payment it’s one click I love it Reviewed on: 14th January 2023

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