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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Best credit card yet

Only gives you what you can afford Reviewed on: 14th January 2023

Efficient, reliable and professional service

Great product to use as balance transfers, customer service is prompt and helpful Reviewed on: 14th January 2023

Best provider

Excellent App and always alert you. Reviewed on: 14th January 2023

Easy to apply for this card

Every thing is so easy straight forward app no messing around every time your card is used it comes up on your phone so pleased with it Reviewed on: 14th January 2023

good work Zopa, 5 star

Amazing company, always on hand to help whenever needed, they make everything very simple, never had one issue with this provider, keep up the good work Zopa Reviewed on: 14th January 2023

Great company

Great company to use. App is great and keeps you on track. They definitely feel like a company that cares Reviewed on: 14th January 2023

Very computer friendly

All done computer so easy to follow Reviewed on: 14th January 2023

Help with my credit score

I needed to increase my credit score and when I did my research zopa were one of the best to assist with increasing your credit score. I have with them 2 years and I have seen a vast improvement in my score. Reviewed on: 14th January 2023

Credit card

This card is very good simple to make payments , overall best card I’ve ever had Reviewed on: 14th January 2023

Surprisingly good

Was a little unsure of zopa because it was not a company I had heard of nor was it high street brand. Cannot recommend them enough. Easy application process. Great methods to repay which instantly credit your account. No hassle. So pleased I found this little gem of a company. Reviewed on: 14th January 2023

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