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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best ever credit card facilities suitable for your needs

This credit card has a first class customer service. The team are all experienced, listen and professional financial credit card advice. Reviewed on: 14th January 2023

Very highly experienced service

My review would be it is very easy to use this service with Zopa as new customer from beginning right up to the on going service through out my rating for Zopa is 100 percent Kind regards Reviewed on: 14th January 2023

Best credit card yet

Only gives you what you can afford Reviewed on: 14th January 2023

Efficient, reliable and professional service

Great product to use as balance transfers, customer service is prompt and helpful Reviewed on: 14th January 2023

Best provider

Excellent App and always alert you. Reviewed on: 14th January 2023

Easy to apply for this card

Every thing is so easy straight forward app no messing around every time your card is used it comes up on your phone so pleased with it Reviewed on: 14th January 2023

good work Zopa, 5 star

Amazing company, always on hand to help whenever needed, they make everything very simple, never had one issue with this provider, keep up the good work Zopa Reviewed on: 14th January 2023

Great company

Great company to use. App is great and keeps you on track. They definitely feel like a company that cares Reviewed on: 14th January 2023

Very computer friendly

All done computer so easy to follow Reviewed on: 14th January 2023

Help with my credit score

I needed to increase my credit score and when I did my research zopa were one of the best to assist with increasing your credit score. I have with them 2 years and I have seen a vast improvement in my score. Reviewed on: 14th January 2023

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