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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa Outstanding

Zopa is a excellent choice, so easy to use the app and customer service is outstanding. Would 100% recommend Zopa to everyone. Reviewed on: 14th January 2023

Like it very much !

Quick access, great credit limits from start, repayment in seconds appears on the record (not like other company's, 2-3 days). My wife got one too. Reviewed on: 14th January 2023

Good credit card

Good card. Good service.very helpfull staff.if u have payment problems they will help without been scare mongerd Reviewed on: 14th January 2023

Simple & Great

Even with poor credit rating I was accepted, the app is simple and easy to use. My credit limit has gone up and so has my score. Reviewed on: 14th January 2023

Great card but they should increase my credit limit

Excellent Great card but they should increase my credit limit Reviewed on: 14th January 2023

Amazing

Zopa has helped me Massively with my credit score and being able to have a card that is easily used Reviewed on: 14th January 2023

Brilliant service

Yes I would strongly recommend this company to anyone as they are friendly and helpful Reviewed on: 14th January 2023

Zopamazing

I've used the card for a while now and have found their communications to be up and above my previous companies. They email to inform of upcoming payments,which is extremely helpful during the current times. Reviewed on: 14th January 2023

Credit card with bad credit

I didn't have a good credit score but i got accepted for Zopla and it also helps build your score Reviewed on: 14th January 2023

Great card

Great card easy app to use and all straight forward Reviewed on: 14th January 2023

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