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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Fantastic company

5
Zopa has really helped me boost my credit score as well as have a little extra money when needed, Reviewed on: 29th March 2022

Absolutely amazing.

5
Very easy to deal with and navigate the app, payments clear straight away. Reviewed on: 29th March 2022

Zopa is excellent

5
The Zopa credit card helps to rebuild you credit score Reviewed on: 29th March 2022

I think zopa is a very good credit card

5
It was so easy to do an application and was delighted with my credit limit I got to start off with Reviewed on: 29th March 2022

Great Service and Wonderful App

5
This app has so much to offer and it so easy to work with. They have great service and so many other rewards. Reviewed on: 29th March 2022

very good

5
really helpfull and pleasant to speak to Reviewed on: 29th March 2022

Outstanding quality service

5
Fantastic service always from Zopa from customer service to ease of the Zopa app best service on the Web thank you Zopa for an amazing service keep it up ❤️ Reviewed on: 29th March 2022

Well happy

5
Very easy to use,everythings easy to understand,with bills etc Reviewed on: 29th March 2022

No nonsense straight forward understanding

4
Only been with them for a short time and I've found them helpful and hassle Reviewed on: 29th March 2022

Customer service is excellent and very straightforward

5
I like Zopa because they are easy to use, and you get helpful hints as well as messages to keep track of your spending Reviewed on: 29th March 2022

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