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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great service

4
Ever since I received my card, the app makes it easy to manage and control my spendings. And whenever I call up they always have right answers. So great service all around. Reviewed on: 29th March 2022

Very good & very easy

4
Zopa have a great service and a great support team to help you along the way, with a easy set up and account system. Brilliant company. Reviewed on: 29th March 2022

Fantastic company

5
Zopa has really helped me boost my credit score as well as have a little extra money when needed, Reviewed on: 29th March 2022

Absolutely amazing.

5
Very easy to deal with and navigate the app, payments clear straight away. Reviewed on: 29th March 2022

Zopa is excellent

5
The Zopa credit card helps to rebuild you credit score Reviewed on: 29th March 2022

I think zopa is a very good credit card

5
It was so easy to do an application and was delighted with my credit limit I got to start off with Reviewed on: 29th March 2022

Great Service and Wonderful App

5
This app has so much to offer and it so easy to work with. They have great service and so many other rewards. Reviewed on: 29th March 2022

very good

5
really helpfull and pleasant to speak to Reviewed on: 29th March 2022

Outstanding quality service

5
Fantastic service always from Zopa from customer service to ease of the Zopa app best service on the Web thank you Zopa for an amazing service keep it up ❤️ Reviewed on: 29th March 2022

Well happy

5
Very easy to use,everythings easy to understand,with bills etc Reviewed on: 29th March 2022

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