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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

No nonsense straight forward understanding

Only been with them for a short time and I've found them helpful and hassle Reviewed on: 29th March 2022

Customer service is excellent and very straightforward

I like Zopa because they are easy to use, and you get helpful hints as well as messages to keep track of your spending Reviewed on: 29th March 2022

Best service

Best service ever highly recommend Reviewed on: 29th March 2022

Everything outstanding keep track of spending

Everything great customer service lovely keep track of spending easy payments Reviewed on: 29th March 2022

Great customer service and very friendly.

Helpful staff, friendly and efficient. They have solved any problems i had with ease and speed. Very pleased with overall service. Reviewed on: 29th March 2022

Excellent

Very helpful credit card, easy to use and is very effective. Reviewed on: 29th March 2022

Excellent service

No issues using service. Great product. Would recommend Reviewed on: 29th March 2022

Credit card made simple

Very Easy to use app takes the mystery out credit card experience. Reviewed on: 29th March 2022

Excellent company

Very good communication, very fair rate, no problems at all! Reviewed on: 29th March 2022

This is an amazing bank which aloud me the chance to build back my credit rating

I was struggling with my credit after my ex girlfriend took out lots of things in my name and didn't pay them, zopa aloud me the chance to build up my credit by giving me a card, I have now got up to 554 on my clear score from 121 in just 1 year... Reviewed on: 29th March 2022

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