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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

81% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Brilliant

Quick and easy to use it's amazing and have already told people about zopa Reviewed on: 29th March 2022

User friendly

Easy to use, notifications are handy Reviewed on: 29th March 2022

Fast and helpful

It took minutes to be approved easy understanding application and great little App to monitor my movements Reviewed on: 29th March 2022

Simple to use easy to keep track

The card is a card, the beauty is the App and how easy it is to use and keep track of spending Reviewed on: 29th March 2022

Balancing my credit

This app and credit card has helped me keep my finances on track. Reviewed on: 29th March 2022

Excellent Service

This card has helped friends and I boost our credit score. Starting out as a young adult can be hard to boost your credit score, but Zopa has provided my friends and I with the chance unlike other providers. After opening our account with Zopa, in just a few short months our credit scores have boosted dramatically and it is continuing to grow! Thank you Zopa for giving young adults the chance to prove themselves! Reviewed on: 29th March 2022

Absolutely Great!

It was quick and easy to apply for my Zopa credit card, I didn’t have a great credit score and I wasn’t sure I’d get the chance to build up my score until Zopa accepted my application, it’s given me hope . Reviewed on: 29th March 2022

Reward by simplicity - the easy to use Zopa app

As a relatively new customer I was impressed by the fast and friendly service credit services offered by Zopa. With it's easy to use app keeping track of outgoings and a very fair payments plan is a doddle. Zopa stands out among other credit agencies for its relaxed and amicable approach to money lending. So handy for those unforseen little financial emergencies that crop up from time to time. Reviewed on: 29th March 2022

I think zopa is overall a good credit card company. I'm really happy with there service.

I would recommend my friends and family for a zopa account as they are good. Reviewed on: 29th March 2022

Sensible, simple, smart

Very straightforward to use and the card/app was very accommodating and easy to set up. Very nice aesthetic too!! Reviewed on: 29th March 2022

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