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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

happy

I am happy and is very helpful Reviewed on: 29th March 2022

Easy to use app

Very easy to see spending and pay from the app Reviewed on: 29th March 2022

Brilliant service

Easy to use app brilliant service Reviewed on: 29th March 2022

Brilliant

Quick and easy to use it's amazing and have already told people about zopa Reviewed on: 29th March 2022

User friendly

Easy to use, notifications are handy Reviewed on: 29th March 2022

Fast and helpful

It took minutes to be approved easy understanding application and great little App to monitor my movements Reviewed on: 29th March 2022

Simple to use easy to keep track

The card is a card, the beauty is the App and how easy it is to use and keep track of spending Reviewed on: 29th March 2022

Balancing my credit

This app and credit card has helped me keep my finances on track. Reviewed on: 29th March 2022

Excellent Service

This card has helped friends and I boost our credit score. Starting out as a young adult can be hard to boost your credit score, but Zopa has provided my friends and I with the chance unlike other providers. After opening our account with Zopa, in just a few short months our credit scores have boosted dramatically and it is continuing to grow! Thank you Zopa for giving young adults the chance to prove themselves! Reviewed on: 29th March 2022

Absolutely Great!

It was quick and easy to apply for my Zopa credit card, I didn’t have a great credit score and I wasn’t sure I’d get the chance to build up my score until Zopa accepted my application, it’s given me hope . Reviewed on: 29th March 2022

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