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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44342)

Brilliant

5
Very easy to use very quick getting delivered definitely recommend Reviewed on: 14th January 2023
jcusack91@outlook.com's avatar
[email protected]

Great credit card

5
Hi just want to put this out there I never thought I would get a credit card but then Zopa came along it’s easy to use and has a great app and you can even pay though your bank app to make it easy to pay always let’s you know when statements are ready and even when you are near your credit limit Reviewed on: 14th January 2023
Shell's avatar
Shell

Good service

5
Excellent customer service and good product and good quality experience Reviewed on: 14th January 2023
Steven Adeniyi's avatar
Steven Adeniyi

Supere

5
E foarte usor de folosit.are multe posibilități Reviewed on: 14th January 2023
Elena Labutina's avatar
Elena Labutina

Beautiful Experience

5
The best Credit Card company in the UK Reviewed on: 14th January 2023
Omosanya Olakunle's avatar
Omosanya Olakunle

My credit card

5
A very useful card with excellent advice from Zopa to help with your finances Reviewed on: 14th January 2023
Michael 's avatar
Michael

Easy to use

5
Very easy to use no hassle easy direct debit set up. Reviewed on: 14th January 2023
Tasha Morris's avatar
Tasha Morris

Great credit card.

5
I like how quickly payments reflect against my balance. Reviewed on: 14th January 2023
Ed Selman's avatar
Ed Selman

wyn review

5
Since having this product I have been able o repair my crerdit. Reviewed on: 14th January 2023
Idris's avatar
Idris

Smooth and easy process

5
From start to finish applying for a credit card with Zopa was very easy and hassle free, my card arrived very quickly and I was able to use it straight away. The app is fantastic not only as it allows you full oversight on your account but it offers extra help in terms of money management advice and credit score improvement help. One big thing that I’ve never had with any other credit card is when making a payment to my balance it’s almost instantly applied. It usually takes 2 days for other CC companies but with Zopa you can manage your balance a lot better. Extra features like the credit cushion are a fantastic idea as well. Reviewed on: 14th January 2023
Joel's avatar
Joel

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