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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Reward by simplicity - the easy to use Zopa app

As a relatively new customer I was impressed by the fast and friendly service credit services offered by Zopa. With it's easy to use app keeping track of outgoings and a very fair payments plan is a doddle. Zopa stands out among other credit agencies for its relaxed and amicable approach to money lending. So handy for those unforseen little financial emergencies that crop up from time to time. Reviewed on: 29th March 2022

I think zopa is overall a good credit card company. I'm really happy with there service.

I would recommend my friends and family for a zopa account as they are good. Reviewed on: 29th March 2022

Sensible, simple, smart

Very straightforward to use and the card/app was very accommodating and easy to set up. Very nice aesthetic too!! Reviewed on: 29th March 2022

Amazing credit card company

I really enjoy being with Zopa, I feel they are very friendly and helpful team. That also have you at interest the most over making money. I feel valued as a customer. Reviewed on: 29th March 2022

Best card

Was easy to join my friend recommended it to me and I am delighted with this service Reviewed on: 29th March 2022

Excellent

I will recommend to anyone as is great and friendly service Reviewed on: 29th March 2022

Best card ever

I love the fact that even though I had bad credit, I was able to apply for a credit card with Zopa & get it. It comes in really handy in such difficult times. Reviewed on: 29th March 2022

So quick and easy

Online questionnaire quick reply card arrived in less than a week love it Reviewed on: 29th March 2022

i m happy

i recommanded for all people its good card Reviewed on: 29th March 2022

Fantastic card

Best credit card ever used. Website is Reviewed on: 29th March 2022

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