Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

88% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Top card

Brilliant card super app easy to use Reviewed on: 29th March 2022

Best service provider

I love the customer service and the ease in which I can access the service. I have in fact recommended Zopa to family and friends after which they have availed the services too! Reviewed on: 29th March 2022

Brilliant

I couldn't get a credit card,but ZOPA helped me to improve my credit rating and get credit, so thank you. Reviewed on: 29th March 2022

fantastic experience

Great service, easily manageable app and friendly customer service makes borrowing money that much easier. Reviewed on: 29th March 2022

Great card

Great card come with good benefits Reviewed on: 29th March 2022

Exellent

Efficient and fast reliable anyone can apply Reviewed on: 29th March 2022

Very good card for every day purchases

Excellent customer support, very efficient and good customer service Reviewed on: 29th March 2022

Great service

Very quick account setup, no account issues. Reviewed on: 29th March 2022

Brilliant experience

Great service, no problems with using the app it’s very responsive and have not encountered any problems Reviewed on: 29th March 2022

Customer service amazing

Reliable and efficient customer service. No long queue or people not knowing. Very good service all round with a user friendly app Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.76 from 6 reviews
Charge Card
from American Express 3.91 from 24 reviews
Partnership Card
from John Lewis 1.35 from 873 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub