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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Helpful and fast

Helpful fast and realistic. Update you when bills are due. Reviewed on: 14th January 2023

Best Credit card

Great product, best feature on products, offers and what's available according to status. They do all the work so I don't have to. Reviewed on: 14th January 2023

Great Service

Highly recommend, easy to operate app, and efficient service Reviewed on: 14th January 2023

Zopa card

Very clear app. The best out the card apps I've found .clear pricing and shows well.tge info you need and the tezts really help when you have spend on the card helping stay in control . Reviewed on: 14th January 2023

Fast processing of payments, deposit. I recommend. Well thank you.

Fast processing of payments, deposit. I recommend. Well thank you. Reviewed on: 14th January 2023

Affordable repayments

All my monthly repayments have been affordable. Highly recommended Reviewed on: 14th January 2023

Credit card

Was finding it difficult to get a credit card until I was approved by Zopa, and now i can build my credit score Reviewed on: 14th January 2023

Fantastic

Easy to use no hassle. App has everything you need. Reviewed on: 14th January 2023

Excellent

Very professional company, helpful and courteous staff Reviewed on: 14th January 2023

Zopa credit card.

Fantastic service and very professional. It was easy to apply with the application. Reviewed on: 14th January 2023

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