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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great service

Very quick account setup, no account issues. Reviewed on: 29th March 2022

Brilliant experience

Great service, no problems with using the app it’s very responsive and have not encountered any problems Reviewed on: 29th March 2022

Customer service amazing

Reliable and efficient customer service. No long queue or people not knowing. Very good service all round with a user friendly app Reviewed on: 29th March 2022

Good Service

They where quick to respond and I am please with the Service Reviewed on: 29th March 2022

Fair and Easy

Great app, instant repayments - as soon as you send the money, no waiting. Really good minimum payments Reviewed on: 29th March 2022

Excellent

Excellent service.excellent all round for everything Reviewed on: 29th March 2022

So good to stay with Zopa

Really awesome with their services Reviewed on: 29th March 2022

User friendly, easy banking

I have never had any issues with Zopa. Easy approval process and user friendly online banking app. Reviewed on: 29th March 2022

Easy and helpful

Very helpful in the process of getting a card and the app is really easy to navigate Reviewed on: 29th March 2022

AMAZING!

It’s been an amazing experience and always ready to help Reviewed on: 29th March 2022

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