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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Simplicity

Zopa had made me manage my card in the most simple and easy to use way every is so accessible and simple to follow Reviewed on: 14th January 2023

Very very handy

I haven't had any problems with it at all and I love it's low interest fees Reviewed on: 14th January 2023

Top Credit Card

Very easy to navigate while completing the online application and the app is the best one I use for a credit card provider Reviewed on: 14th January 2023

East app to use

Easy to use just wish that they gave you little bit more Finace on card after 6 months but understand they review hood card to have Reviewed on: 14th January 2023

Fantastic Service

They are the best company ever. Always available to assist and help. Reviewed on: 14th January 2023

Excellent service

Great experience with this card Reviewed on: 14th January 2023

Zopa credit card

Zopa application process was clearly designed and straightforward to complete Communication at all times was easy to understand and reassuring would recommend them to anyone Reviewed on: 14th January 2023

Easy use. Great app

Aways fast and easy in app experience Reviewed on: 14th January 2023

Outstanding customer service

Card took less than 3 days to arrive as mentioned in publicity. Clear comprehensive guidance and instructions. Great offer for the New Year. Highly recommended Reviewed on: 14th January 2023

Supportive & easy to use

Love the app, love how easy it is to pay balance, supportive emails, really helped me balances my finances Reviewed on: 14th January 2023

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