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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Good Service

They where quick to respond and I am please with the Service Reviewed on: 29th March 2022

Fair and Easy

Great app, instant repayments - as soon as you send the money, no waiting. Really good minimum payments Reviewed on: 29th March 2022

Excellent

Excellent service.excellent all round for everything Reviewed on: 29th March 2022

So good to stay with Zopa

Really awesome with their services Reviewed on: 29th March 2022

User friendly, easy banking

I have never had any issues with Zopa. Easy approval process and user friendly online banking app. Reviewed on: 29th March 2022

Easy and helpful

Very helpful in the process of getting a card and the app is really easy to navigate Reviewed on: 29th March 2022

AMAZING!

It’s been an amazing experience and always ready to help Reviewed on: 29th March 2022

Modern and hustle free banking

Amazing brand and platform, only wish the card can be integrated onto payment apps e.g apple pay but free otherwise amazing! Reviewed on: 29th March 2022

Credit cards made wasy

Zopa have made my experience of my first credit card easy and simple to understand. The very useful app and notifications helps me keep on top of my spending Reviewed on: 29th March 2022

Brilliant

Absolutely brilliant credit card top customer service and very good apr rates! for people like me who’s credit isn’t great this is a fantastic card as they don’t give you a silly amount to spend so you can manage what your spending Reviewed on: 29th March 2022

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