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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Amazing

I use this card. This is my Best credit card. Correct Reviewed on: 13th January 2023

Brilliant

Help me out when I needed help.. always there to sort things out. Great app to use Reviewed on: 13th January 2023

Very easy

Always get tips how to improve my account and how to make it better Reviewed on: 13th January 2023

Yes I recommend

Very good product and good service Reviewed on: 13th January 2023

Best credit card

Great customer service and best rates real-time update and notifications Reviewed on: 13th January 2023

Excellent service

Easy to manage card. Offers great services had no issues with contact. Very helpful customer service team. Reviewed on: 13th January 2023

Best credit card provider

Low interests fees.i will recommend to all my friends Reviewed on: 13th January 2023

No hassle and helpful staff

I have had a few credit cards over the years but Zopa has been far one of the best also helping me to save money! Reviewed on: 13th January 2023

Perfect credit card

Perfect credit card and helpful staff when needed questions answered Reviewed on: 13th January 2023

Simple and easy!

We can manage all by the app. Extremely professional and educate people to save. Reviewed on: 13th January 2023

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