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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
48% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Fabulous Zopa

5
Hassle free credit card which can be used anywhere on my travels thanks zopa. Reviewed on: 29th March 2022

Hassle free

5
Very easy to use the app have had noproblems with this company or card since using them highly recommend Reviewed on: 29th March 2022

Simply the Best

5
Always courteus are the employees whort there when I make a phone call to You . I would always say to people that Zopa are Simply the Best company You can ever wish to be with . Reviewed on: 29th March 2022

Best Credit Card

5
I was looking for a credit card that best suited me and Zopa were there for me, got all the information I needed from them before committing, Great company and help is there when needed, Reviewed on: 29th March 2022

Easy to set up and use

5
Easy to set up and use make payments and great communication from zopa Reviewed on: 29th March 2022

Surpportive and reasonable

5
I found that zopa supported me in a difficult finical time and doing so helped me and gave me a chance and a responsible amount APR to pay back. They kept me updated on everything and offered a support to help control financial advice highly recommended. Reviewed on: 29th March 2022

Very happy with this card

5
Always easy to use, very good app and very quick transfers Reviewed on: 29th March 2022

Easy affordable

5
The app makes the card easy to use and so quick if you want to make extra payments I love this card Reviewed on: 29th March 2022

Helpful, easy to use bank

5
Have never had any issues with Zopa. Approved for a credit card very quickly and user friendly app. Reviewed on: 29th March 2022

Perfect

5
Brilliant no issues, what can I say it does the job as it states Reviewed on: 29th March 2022

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