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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

App easy to navigate

Zopa app is user friendly and easy to navigate. I also get updates on my credit score and been notified on when is this happening. Reviewed on: 14th January 2023

Good service

Always let you now when payment is due Reviewed on: 14th January 2023

Card could be better

It could be better if there wos more credit on the card Reviewed on: 14th January 2023

Wonderful

I never expected it so easily, boom, money in my bank account in less than 5 minutes Reviewed on: 14th January 2023

Zopa CC

Easy to apply and arrived quickly Reviewed on: 14th January 2023

Great card

Great card good customer service and easy to use app Reviewed on: 14th January 2023

Very happy

Everything works smoothly, I like bank application, easy to apply. Reviewed on: 14th January 2023

Great easy to use card I love how quick payments are processed

Zopa is easy to use with a great app and great support so rare in todays market Reviewed on: 14th January 2023

Friendly supportive and good communication

Been a great card to use so simple and easy with the separate amounts for purchase or transfer and the team are always so friendly and supportive. Reviewed on: 14th January 2023

Great

A great credit card to build your credit score Reviewed on: 14th January 2023

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