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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Quick, easy and efficient.

Having a Zopa card has help me in many ways by building credit and giving me a better understanding of my finances. Reviewed on: 14th January 2023

Awesome

Fantastic communication and ease of use! Reviewed on: 14th January 2023

Great credit card

Very easy to use the app and company is very helpful with all credit matters Reviewed on: 14th January 2023

Top credit card

This credit card company very good, app is great and very easy and understandable for all your needs. Would highly recommend this company Reviewed on: 14th January 2023

Fantastic card

Wonderful, friendly and efficient service. Great app, easy to use, everything explained clearly. Extra tools on the app to improve credit score. I love it. Reviewed on: 14th January 2023

Outstanding card company

So easy to use easy to set up realistic credit limits to start The company that works with you and for you. Brilliantly done Zopa Reviewed on: 14th January 2023

Fantastic

Love my Zopa Credit card. Easy to use, very supportive and has loads of benefits with it too. I would and have recommended it to family and friends Reviewed on: 14th January 2023

Excellent!

Easy to manage with the app, no hassle credit card. Reviewed on: 14th January 2023

Great Credit Card

It’s great to have a credit card that has no hassle attached to it. Easy to use app to make payments and keep an eye on spending and payment dates etc. would highly recommend Reviewed on: 14th January 2023

Credit card

This company has bin brilliant from the start the whole process and everything is just great highly recommended to everyone Reviewed on: 14th January 2023

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