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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Outstanding customer service

Card took less than 3 days to arrive as mentioned in publicity. Clear comprehensive guidance and instructions. Great offer for the New Year. Highly recommended Reviewed on: 14th January 2023

Supportive & easy to use

Love the app, love how easy it is to pay balance, supportive emails, really helped me balances my finances Reviewed on: 14th January 2023

App easy to navigate

Zopa app is user friendly and easy to navigate. I also get updates on my credit score and been notified on when is this happening. Reviewed on: 14th January 2023

Good service

Always let you now when payment is due Reviewed on: 14th January 2023

Card could be better

It could be better if there wos more credit on the card Reviewed on: 14th January 2023

Wonderful

I never expected it so easily, boom, money in my bank account in less than 5 minutes Reviewed on: 14th January 2023

Zopa CC

Easy to apply and arrived quickly Reviewed on: 14th January 2023

Great card

Great card good customer service and easy to use app Reviewed on: 14th January 2023

Very happy

Everything works smoothly, I like bank application, easy to apply. Reviewed on: 14th January 2023

Great easy to use card I love how quick payments are processed

Zopa is easy to use with a great app and great support so rare in todays market Reviewed on: 14th January 2023

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Alternative products

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from Capital One 4.19 from 303 reviews
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