Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
48% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Excellent

5
Quick, considerate and helpful. I was amazed at the speed at which my application was granted. Reviewed on: 29th March 2022

Very pleased with Zopa never had problems

5
I would recommend Zopa 2 everyone nice customers services easy 2 use very happy Reviewed on: 29th March 2022

Easy and understanding

5
The app and layout makes this card one of the easiest I have. The customer service and brand are understanding - great rates too! Reviewed on: 29th March 2022

Very swift efficient service provider

5
Highly recommended and professional service provider Reviewed on: 29th March 2022

Time to get

5
Everyone keep it everywhere to buy Reviewed on: 29th March 2022

Good clear credit

5
Easy to use app, notifications on what you are spending are useful too Reviewed on: 29th March 2022

Great all round service

5
Great service from great staff nothing to much trouble, cannot fault them Reviewed on: 29th March 2022

Good communication

5
Helps manage card with good communication Reviewed on: 29th March 2022

Credit made simple!

5
The app is great. Very user friendly and the functionality (spend limit, etc) is so helpful! Reviewed on: 29th March 2022

The Best Credit Card Provider category.

5
Excellent customer service. Very recommend. Very easy to apply the card. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products