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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Friendly supportive and good communication

Been a great card to use so simple and easy with the separate amounts for purchase or transfer and the team are always so friendly and supportive. Reviewed on: 14th January 2023

Great

A great credit card to build your credit score Reviewed on: 14th January 2023

Quick, easy and efficient.

Having a Zopa card has help me in many ways by building credit and giving me a better understanding of my finances. Reviewed on: 14th January 2023

Awesome

Fantastic communication and ease of use! Reviewed on: 14th January 2023

Great credit card

Very easy to use the app and company is very helpful with all credit matters Reviewed on: 14th January 2023

Top credit card

This credit card company very good, app is great and very easy and understandable for all your needs. Would highly recommend this company Reviewed on: 14th January 2023

Fantastic card

Wonderful, friendly and efficient service. Great app, easy to use, everything explained clearly. Extra tools on the app to improve credit score. I love it. Reviewed on: 14th January 2023

Outstanding card company

So easy to use easy to set up realistic credit limits to start The company that works with you and for you. Brilliantly done Zopa Reviewed on: 14th January 2023

Fantastic

Love my Zopa Credit card. Easy to use, very supportive and has loads of benefits with it too. I would and have recommended it to family and friends Reviewed on: 14th January 2023

Excellent!

Easy to manage with the app, no hassle credit card. Reviewed on: 14th January 2023

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