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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent

Excellent service and straight forward application Reviewed on: 14th January 2023

Brilliant

Very user friendly. Very clear and transparent around fees and what they can offer. Excellent all round Reviewed on: 14th January 2023

Great card to use

Great card to use app very easy to use Reviewed on: 14th January 2023

Very helpful

Very quick and satisfying, thank you so much Reviewed on: 14th January 2023

Usage

Just so easy to use the service Reviewed on: 14th January 2023

Very good customer service

Never let the customers down.Every time they let you know about changes via email and text messages........I will recommend..... Reviewed on: 14th January 2023

Great Credit Card

Zopa is a great modern credit card, the app is very easy to use and all transactions are instantly displayed with the company and notifications. The credit card app has lots features and is very user friendly. The card is easy to use with the contactless and the security is great leaving you assured your in safe hands. Reviewed on: 14th January 2023

Beat service

Zopa made it easy to apply and have been there whenever I’ve needed them Reviewed on: 14th January 2023

Great rates and limit

I earn a very good living but silly decisions in my last have had a detrimental effect on my credit score, Zopa seen past this and offered me not a great APR and a higher limit than others in its class Reviewed on: 14th January 2023

Helping me rebuild my credit.

Very pleased that I am able to get a credit card whilst rebuilding my credit with an IVA Reviewed on: 14th January 2023

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