Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

14% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Good service

The application process was very easy. The app is very user friendly. Transactions are updated immediately. Reviewed on: 29th March 2022

It's great

It's been great since I got the card, well recommend. Reviewed on: 29th March 2022

Helpful

Good experience staff are friendly never had any problems with them, happy customer Reviewed on: 29th March 2022

Great financial institution

Zopa is a unique, flexible and great financial solution that meets a great variety of customers needs and is tailored to individuals spending habits. Reviewed on: 29th March 2022

Easy

The app is so easy to use, it’s user friendly and there customer service is very efficient. Reviewed on: 29th March 2022

Great service

Great online communication and service Reviewed on: 29th March 2022

Affordable credit

Zopa is great to build up your credit score and as a helping hand in time of need. Reviewed on: 29th March 2022

Excellent service Easy to use apps

I love my Zopa fantastic service and good credit limit, I would recommend to friends and family Reviewed on: 29th March 2022

Overall very happy with Zopa

Very easy application process, great app and payments appear straight away in your account unlike others that take days to update. Overall very happy. Reviewed on: 29th March 2022

A Friendly Bank

I appreciate the help that Zopa have given me over the period I have been with them. Thy are obliging and always axxious to assist with any problems I may have Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.35 from 60 reviews
Freedom Rewards Credit Card
from Barclaycard 3.88 from 60 reviews
Partnership Card
from John Lewis 1.35 from 872 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub