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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fantastic!

Easy to use credit card, and everything is managed through the app! Reviewed on: 13th January 2023

Essential

Best credit card supplier I’ve used. Reviewed on: 13th January 2023

100%

Easy apply for credit card and application is good Reviewed on: 13th January 2023

Easy peasy without the credit sqeezie..

Great overall experience dealing with Zopa for a multitude of things. Really reliable and respond in a quick and timely manner. Easy to talk with and always on hand should i need assistence Reviewed on: 13th January 2023

Fantastic card

Fantastic company always really helpfully when you get in touch with them Reviewed on: 13th January 2023

Just Great :)

All about useability for me. Extremely easy and transparent app. Good visability of balance and easy to use and make repayments. Reviewed on: 13th January 2023

Great company great product

Love this card for rainy days and great company to deal with Reviewed on: 13th January 2023

Credit card

Zopa is an excellent way of building your credit easy to speak can’t be happier Reviewed on: 13th January 2023

Honest

I have a zopa credit card and interest rate is stable. No hidden charges compare to other.. Reviewed on: 13th January 2023

Zopa credit card

Support, instruction, loyalty, professional, what more can I say apart from thank you zopa you have helped me change my financial status Reviewed on: 13th January 2023

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