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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Brilliant credit provider

5
Easy to set up and get approved card was with me in a few days easy to pay and keep track with their app Reviewed on: 14th January 2023
Lee reed's avatar
Lee reed

Amazing credit card

5
Amazing credit card easy to apply and straight forward easy to contact are brilliant and recommend. Reviewed on: 14th January 2023
Dan's avatar
Dan

Zopa credit card

5
Easy to apply, good acceptance, good app to enable you to control your finances Reviewed on: 14th January 2023
Suzy's avatar
Suzy

Best credit card

5
No hassle interest rate excellent Reviewed on: 14th January 2023
Tracey Huckins's avatar
Tracey Huckins

Great credit card

5
Easy to use brilliant card highly recommend Reviewed on: 14th January 2023
Neil Corrigan's avatar
Neil Corrigan

Not to shabby

3
Not bad, but tight on the credit limit increases though Reviewed on: 14th January 2023
Lewis Maclean's avatar
Lewis Maclean

Helpful unlike majority of other companies.

5
Honest, helpful when 3rd company sells incorrectly & Zoopla get involved & helpful. Reviewed on: 14th January 2023
John Kennedy Jnr's avatar
John Kennedy Jnr

Best credit card

5
Best company I've had a credit card of if there is a issue quick call and the get it sorted straight away Reviewed on: 14th January 2023
Dan Jones's avatar
Dan Jones

Credit card

5
Excellent service and perfect card to help with extra costs Reviewed on: 14th January 2023
Mandi Moore's avatar
Mandi Moore

Zopo credit card

5
Decent customer service and quick response to any questions I may have. Reviewed on: 14th January 2023
Seth Wilks's avatar
Seth Wilks

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