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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Minus 5 starts

1
Three times the support re-ordered my credit card two months passed I still haven't received it Reviewed on: 13th January 2023
Dal Sim's avatar
Dal Sim

100% Credit Enhancer

5
ZOPA has enables me to gain a decent credit card for my low credit score. The app is excellent and very user friendly. Never a problem whilst been with Zopa and its actualy helped improve my credit score. Reviewed on: 13th January 2023
gary williams's avatar
gary williams

Ricky

5
Brilliant company so at ease easy to talk to very helpful Reviewed on: 13th January 2023
Ricky johnson's avatar
Ricky johnson

Easy use good customer serice

5
Very informative keep you updated Reviewed on: 13th January 2023
Raymond's avatar
Raymond

Superb

5
Always helpful very easy to use the app and secure to use. Great service Reviewed on: 13th January 2023
Mrsp's avatar
Mrsp

Great Service!!

5
Zopa Credit Card is a great service for those who want to manage their spending, get better deals on their credit card, and enjoy a host of other benefits. They have excellent customer service, and their rates are among the lowest in the country. Their app is easy to navigate, so you can use it anywhere you want! Reviewed on: 13th January 2023
Ruben Castro's avatar
Ruben Castro

Great product great control

5
Full control over account with being able to pay back instantly with it showing straight away Reviewed on: 13th January 2023
Andy Milligan's avatar
Andy Milligan

Best credit card

5
Love this company. Very good credit card. Low fees and good customer service. Reviewed on: 13th January 2023
Rasa Puckoryte's avatar
Rasa Puckoryte

Excellent

5
Easy to apply for, very helpful and easy to use app. Reviewed on: 13th January 2023
Stephen Rhodes's avatar
Stephen Rhodes

Brilliant and easy to use

5
Zopa is easy to use and very easy to understand , they want to help you and every cost Reviewed on: 13th January 2023
Ld1999's avatar
Ld1999

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