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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

88% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great card

Only a few weeks, but card is great Reviewed on: 29th March 2022

Superb experience

The whole experience from applying to using zopa credit card was an easy stress free process.would highly recommend.very reasonable Apr rates too so affordable for all. Reviewed on: 29th March 2022

Great Credit card

Easy application based credit card. Very user friendly. Reviewed on: 29th March 2022

Great service

The best I’ve used ever ! Very easy app Reviewed on: 29th March 2022

Feel like everyone else

This is amazing way to make you feel normal, because when some things in life require you have have a credit card like booking a hotel and your credit stops that Zoopla swoops unlike a superhero with out a cape and make you fit in feel normal and build your life back up thanks Zoopla Reviewed on: 29th March 2022

Simple and effective lending

So far been exactly what I wanted Reviewed on: 29th March 2022

Credit building

The app is easy to use and always on hand if you need help 5 stars Reviewed on: 29th March 2022

Good Credit card Approved

Zopa is a good credit card approved and I would recommend it to my family and friends. They customers service a very helpful. Reviewed on: 29th March 2022

Do you need to build your credit score

The Zopa credit card is there to help you build your credit score, with messages when you use it, so Zopa is helping you all the way. Reviewed on: 29th March 2022

Brilliant card provider

Great provider very helpful and they provide good information as to different services they do also very helpful with any questions there app is 100% never any issues with it top class well done Reviewed on: 29th March 2022

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