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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Zopo credit card

5
Decent customer service and quick response to any questions I may have. Reviewed on: 14th January 2023
Seth Wilks's avatar
Seth Wilks

Great

5
Great card that gives you help when you need it. Reviewed on: 14th January 2023
Dominique Opperman's avatar
Dominique Opperman

Best credit card out there

5
Zopa is the best credit card out there, there app is simple to use and modern. Highly recommended Reviewed on: 14th January 2023
pinelees@gmail.com's avatar
[email protected]

Excellent offering

5
A very suitable alternative to the mainstream providers Reviewed on: 14th January 2023
Christopher Richards's avatar
Christopher Richards

Very good

5
Very fast and very good deal’s definitely recommended Reviewed on: 14th January 2023
Elia Garcias's avatar
Elia Garcias

Ho hastle

5
Friendly staff who are there to help you if needed. Reviewed on: 14th January 2023
stuart boswell's avatar
stuart boswell

Great

5
Easy to apply for, you card arrive with in days and ready to use. Reviewed on: 14th January 2023
Melanie Kavanagh's avatar
Melanie Kavanagh

Zopa credit card

5
Zopa is a credit card but they do things differently. Along with customer support , they provide advice on other services. All of which we could benefit from. It's nice to know . Which makes them head and shoulders above the rest . Reviewed on: 14th January 2023
Darren Stewart's avatar
Darren Stewart

Highly recommend

5
Highly recommend easy to understand costs and easy to use app Reviewed on: 14th January 2023
Jason 's avatar
Jason

Great service

5
Never had any issues with the service provided by the company. Always gave me recommend stuff to improve my credit score. Reviewed on: 14th January 2023
Jonny's avatar
Jonny

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