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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Keeping on track

The card is great it keeps you up to date with all your spending and gives you plenty notice when your next payment is due Reviewed on: 13th January 2023

Fantastic

Can not fault the company. Take everything into consideration will highly recommend Reviewed on: 13th January 2023

Amazing, Clear and easy to understand

ZOPA credit card is so clear and easy to understand. I love the fact that you can set up a credit cushion for unexpected finances. You can track your spending, and on making payments in shops, a message comes up where you last spent money, which helps you keep on top of spending. Love it, thanks , ZOPA Reviewed on: 13th January 2023

Exactly what you want!

Excellent helpful and understanding company first class ! Reviewed on: 13th January 2023

Great card

Easy to use good deals really think it is a good product Reviewed on: 13th January 2023

Simple to use

Great credit card and very easy to use Making payments are simple and fast Reviewed on: 13th January 2023

This is by far the best credit card I've ever had.

Great company. Very lovely staff. Good rates and will recommend to others. Thanks. Reviewed on: 13th January 2023

Zopa is Easy

Good simple App which allows easy viewing and control of spending and visibility of transactions. Reviewed on: 13th January 2023

Just awesome

Really fantastic company. The app for the credit card is awesome with brilliant rates and have never had one issue. Reviewed on: 13th January 2023

Parrarel to none

Best credit card I have used,interest rates affordable Reviewed on: 13th January 2023

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