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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

81% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

My review on my whole experience

I found Zopa easy to navigate. Its customer service is excellent , they are helpful approachable and I would definitely recommend them to friends and family Reviewed on: 29th March 2022

Great little car

Love this card and it’s accompanying app. Super simple to visualise/track spending. Options to limit/put way a chunk of credit for an emergency. I use this card and pay it off in full at the end of every month. It’s given me a surprising amount of peace of mind. Reviewed on: 29th March 2022

Really easy customer service via the app.

I had an issue with my address after applying and used the app to speak to customer service, I was chatting with someone with 5 minutes and it was easy and they were really helpful. Problem was sorted and updated. No waiting on the phone for hours like most companies. Really easy to make payments, love you fact it tells you when you spend on the card for security reasons. Would recommend this card. Reviewed on: 29th March 2022

Great, happy customer

Easy application, very good service. Nice company. Reviewed on: 29th March 2022

Great company

Easy to set up and very user friendly. Would highly recommend Reviewed on: 29th March 2022

Great Work

I have been impressed by how smooth the whole process (application online, staff I have spoken to & their professionalism, their knowledge & the ease with which, your application is to use). Also when, refunds or purchases are made, within 1-2 days, they are showing on the account. Great stuff. Reviewed on: 29th March 2022

Easy and friendly

Very easy to apply for the account and app and customer service is very friendly Reviewed on: 29th March 2022

Best card ever

Helped rise my credit rating and very helpful Reviewed on: 29th March 2022

Quick and easy to use.. efficient

Got the card. Easy to use and making payments simple.. Reviewed on: 29th March 2022

Great company and customer sevice

After years without a credit card I decided to shop around for one. Zopa stood out a mile away and after being in contact I realised I have made a great choice going forward Reviewed on: 29th March 2022

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