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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Perfect

No more interest, you receive messages for all transactions Reviewed on: 14th January 2023

Credit card

Fantastic service, easy application Reviewed on: 14th January 2023

Excellent

Brilliant customer service,very helpful and understanding.The app is very useful,easy to use and I personally am extremely happy and impressed with every aspect of this product Reviewed on: 14th January 2023

Best credit card

Very easy to apply and get the credit card and very transparent with fees and other. Reviewed on: 14th January 2023

Very good service

Very good and very friendly all their ot help people Reviewed on: 14th January 2023

2 accounts for balance transfer and 1 for spending

Amazing idea to combine the two, zero % interest too Reviewed on: 14th January 2023

Brilliant

Very easy to use the app didn't take long to set up Reviewed on: 14th January 2023

zopa

zopa were very helpful when i was searching for a credit card Reviewed on: 14th January 2023

Great company

Great company, clear app and regular updates help you to stay in control. Reviewed on: 14th January 2023

Great interest rates

Great interest rates for someone trying to build their credit so easy to apply for and great to use Reviewed on: 14th January 2023

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