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Zopa: Credit card reviews

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4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great service

5
Fantastic company and staff always helpful and understanding Reviewed on: 29th March 2022
John's avatar
John

Very good

5
Very good credit card company. I would recommend Zopa Credit Company to family and friends. Thanks Reviewed on: 29th March 2022
Phillip Cephas's avatar
Phillip Cephas

Great service

5
Great service love zopa just started with them the customer service is amazing looks like zopa are going to lead the banking industry in the future Reviewed on: 29th March 2022
John's avatar
John

Zopa

5
Zooa have been amazing. The app they provide is easy to navigate, gives you all the information you need in the palm of your hand. They are helping ne to build my credit rating back up. The team are very helpful and available to support you where needed Reviewed on: 29th March 2022
Scott Moreton's avatar
Scott Moreton

Great options

5
Easy acceptance for a credit card with fair interest rates. Reviewed on: 29th March 2022
Andrei-Georgian Giurgiuveanu's avatar
Andrei-Georgian Giurgiuveanu

Well done

5
Fast and up to date, when payments are made it update straight away, when more credit available they ask you first if you want it. Never declined. Able to set limits and app is very easy to use Reviewed on: 29th March 2022
Kyle wilson's avatar
Kyle wilson

Friendly service

5
Friendly service and being looked after Reviewed on: 29th March 2022
Rupin Millen's avatar
Rupin Millen

The Best

5
Joined about 3 months ago, I haven't had one problem I couldn't solve from the app in a couple mins, and this card has helped build my credit score massively in them 3 months aswell. My score WAS awful. Would recommend this agency over any other. Reviewed on: 29th March 2022
Ste Som's avatar
Ste Som

Best credit card & app

5
User friendly mobile app, fast credit card application. Amazing experience overall! Reviewed on: 29th March 2022
Dhimitri Ranxha's avatar
Dhimitri Ranxha

I absolutely love my Zopa card!

5
My Zopa Credit Card is brilliant and i like using it. I particularly like being sent reminders about transactions and when i need to pay my balance. Besf card for me at present Reviewed on: 29th March 2022
Amanda Jones's avatar
Amanda Jones

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