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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa credit card is greatly and have smart saver with great interest

I have from few months I like it Reviewed on: 13th January 2023

Top credit card provider

Easy to use app with many insights about my spending habits and straightforward facilities. Easy to navigate and plenty of tips to keep me in control of my credit and credit file. Reviewed on: 13th January 2023

Just amazing

They are just a great service very helpful and fair go zopa Reviewed on: 13th January 2023

Great company to deal with.

Always very helpful if any issues. Reviewed on: 13th January 2023

Credit Card

Great service, easy application and receive acceptance quickly. Card arrived promptly. Reviewed on: 13th January 2023

Credit where credits due

The best new credit card on the market Reviewed on: 13th January 2023

Great service

Never had any issues and payments seem fair Reviewed on: 13th January 2023

Just the perfect card to use

The Zopa credit card was so easy to use whilst on holiday and always received updates on my spending too. Definitely recommend Reviewed on: 13th January 2023

Fabulous app

Since I had received my card, the all process so amazing quick to set up Reviewed on: 13th January 2023

Fantastic Customer Journey

Responsive Customer service, excellent advice and on the button notifications and correspondence Highly recommended Reviewed on: 13th January 2023

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