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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa my experience

My experience with Zopa has been fantastic. Very easy to apply for and to manage via the app. Reviewed on: 14th January 2023

Easy to pay youre bill on app so you know where you notifications when you spend on every purchase

Overall pleased very good if used properly Reviewed on: 14th January 2023

Inclusive

I had my credit rating knocked 20 points. Practically no company was offering me credit but Zopa gave me a chance. They are responsible and inclusive and I am thankful for them. Reviewed on: 14th January 2023

Professional

First class service and ease of use with great app Reviewed on: 14th January 2023

Fab

Good service easy to use great app Reviewed on: 14th January 2023

Great customer service

The concept of Zopa is great in that they want to assist people with poor credit rating Reviewed on: 14th January 2023

Understanding situation

Zopa have a clear understanding of people who for whatever reason have a poor credit rating and make the application proses simple. The Zopa app is easy to set up and use. Reviewed on: 14th January 2023

Credit card

Great service. Efficient and friendly. A touch of class. Reviewed on: 14th January 2023

Very helpful easy to use app

The company are very helpful and professional and have helped me build my credit Reviewed on: 14th January 2023

5 stars

Applying for a Zopa Credit Card is a clear and straight forward process and managing your account is easy with Zopa's excellent app. would recommend this card. Reviewed on: 14th January 2023

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