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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

Never had any issues with the service provided by the company. Always gave me recommend stuff to improve my credit score. Reviewed on: 14th January 2023

Perfect

No more interest, you receive messages for all transactions Reviewed on: 14th January 2023

Credit card

Fantastic service, easy application Reviewed on: 14th January 2023

Excellent

Brilliant customer service,very helpful and understanding.The app is very useful,easy to use and I personally am extremely happy and impressed with every aspect of this product Reviewed on: 14th January 2023

Best credit card

Very easy to apply and get the credit card and very transparent with fees and other. Reviewed on: 14th January 2023

Very good service

Very good and very friendly all their ot help people Reviewed on: 14th January 2023

2 accounts for balance transfer and 1 for spending

Amazing idea to combine the two, zero % interest too Reviewed on: 14th January 2023

Brilliant

Very easy to use the app didn't take long to set up Reviewed on: 14th January 2023

zopa

zopa were very helpful when i was searching for a credit card Reviewed on: 14th January 2023

Great company

Great company, clear app and regular updates help you to stay in control. Reviewed on: 14th January 2023

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