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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very helpful customer service team.

Easy application and zopa keep up updated on your credit score. Reviewed on: 13th January 2023

Easy hassle free

Easy to apply hassle free, great company's Reviewed on: 13th January 2023

Good credit card

Easy to access and apply, great updates for usage and rate changes, options to apply for loans linked to credit cad usage Reviewed on: 13th January 2023

Top credit card provider

Easy to apply and the app is great. No fuss payment method and simple to use. All round fab company. Reviewed on: 13th January 2023

Great card and service

Always helpful and good all round service. Reviewed on: 13th January 2023

No problem with Zopa

I have been a Zopa customer for a while and I always find them very helpful Reviewed on: 13th January 2023

Zopa is amazing

Easy to work with and telephone staff are s polite and helpful Reviewed on: 13th January 2023

Very good

Easy to manage the credit card app Reviewed on: 13th January 2023

Excellent service and supprt

Quick. easy and friendly. Would recomend to anyone. Reviewed on: 13th January 2023

Clear and concise

Clear and concise when I need information. Customer service are brilliant too! Reviewed on: 13th January 2023

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