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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Credit card

Awesome company great hassle free credit card Reviewed on: 13th January 2023

Zopa card is very good

I am using 1year it was so good Reviewed on: 13th January 2023

Top notch provider!

Could not speak high enough of Zopa, great provider and always great service Reviewed on: 13th January 2023

Simple

Easy, simple & straightforward, as it should be. Reviewed on: 13th January 2023

A company that cares

Great response time, easy to use apps, good interest rates, and they don't give credit increase after credit increase; they are highly responsible and I'd recommend them to anyone. Reviewed on: 13th January 2023

Great credit card,good rates and easy to navagate on app

The app is so easy to use, I get notifications to allow me not to miss payments, overall great card Reviewed on: 13th January 2023

Perfect

My Zopa card and app allow me manage my finances how I want where I want and when I want Reviewed on: 13th January 2023

Just great

Great to deal with simply the best staff Reviewed on: 13th January 2023

Credit

Very easy to use app, always helpful and friendly on the phone. Good product and would recommend to anyone Reviewed on: 13th January 2023

Excellence

This is one of the beat services out there, straightforward and very pleasurable Reviewed on: 13th January 2023

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