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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44343)

Great company

5
Zopa have been great with my credit card. Recommended them to all my friends Reviewed on: 14th January 2023

Credit card

5
Excellent service very good thanks Reviewed on: 14th January 2023

Fast affected polite and helpful

5
Very please with the service provided always very helpful and polite and answer questions quickly Reviewed on: 14th January 2023

Really good

5
No hassle always alerts when due no phone calls or letters all done through email great Reviewed on: 14th January 2023

It is a easy company to deal with and very helpful

5
Zopa offer a friendlier and more helpful service than other lenders Reviewed on: 14th January 2023

Top notch customer support!!!

5
For great customer care and an excellent customer experience I would always recommend Zopa!!! There friendly customer service agents are the best at their job!!! There is compassion and professional courteous service every time!!! Reviewed on: 14th January 2023

Zopa credit card

5
I like this card, it keeps me informed of my spending which help me stay in control. Reviewed on: 14th January 2023

Credit card

5
Easy process, quick service, prompt delivery Reviewed on: 14th January 2023

ZOPA

5
very very good,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Reviewed on: 14th January 2023

First class service

5
Being able to access the app is great Reviewed on: 14th January 2023

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