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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

5 stars

Applying for a Zopa Credit Card is a clear and straight forward process and managing your account is easy with Zopa's excellent app. would recommend this card. Reviewed on: 14th January 2023

Best credit card

Everything about the Zopa credit card is so straightforward. I love the additional security steps that come with this card and the website is very user friendly, allowing me to easily keep track of my account Reviewed on: 14th January 2023

Very Quick and Easy

I have used Zopa for my credit card and a loan, both were very quick and easy to apply. Very good App to monitor my account and I was able to pay off my loan and card easily with no fuss. Reviewed on: 14th January 2023

Straight forward company

Very nice company that values and cares for its customers. Reviewed on: 14th January 2023

Easy to access and great app interface

It was easy to apply and be accepted and the app is very intuitive Reviewed on: 14th January 2023

Really quick decision

The decision was made really quick and service was brilliant Reviewed on: 14th January 2023

Easy and helpful every time

Really easy to complete online. once approved card was within a 3-5 window delivered to my home address. And you can see the live balance 24/7 .definitely recommend this to family and friends. Reviewed on: 14th January 2023

Easy to understand

There app is so easy to navigate, they send you updates on borrowing and keep you in loop it all there no having to keep ringing and talking to someone just a very easy company Reviewed on: 14th January 2023

Zopa credit card

It's the best card I've ever had. You can set a safety buffer so you don't over spend and the interest rate is low. I would definitely recommend it Reviewed on: 14th January 2023

Best card

Always very helpful and the card fits my needs very well Reviewed on: 14th January 2023

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