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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Poor credit card

1
Started off well but be warned. Took out a credit card to take advantage of the balance transfer offer for 6 months. They claim to give you a total credit limit and break that down on what you can use for purchases and what you can use for balance transfers. I was given a total of £1400 which was £1000 to be used for transfers and £400 for purchases and my credit file was updated to reflect this. I used £1000 available and payed it all back within 6 months never being late or no missed payments. They then with no warning lowered my credit limit to £400 for purchases only and reflected this on my credit report. This had a negative effect on my credit file has it effects credit ratios. Do not recommend at all. Reviewed on: 14th January 2023
J's avatar
J

Great company

5
Zopa have been great with my credit card. Recommended them to all my friends Reviewed on: 14th January 2023
gem_sarsy@hotmail.com's avatar
[email protected]

Credit card

5
Excellent service very good thanks Reviewed on: 14th January 2023
david larkin's avatar
david larkin

Fast affected polite and helpful

5
Very please with the service provided always very helpful and polite and answer questions quickly Reviewed on: 14th January 2023
Darre house's avatar
Darre house

Really good

5
No hassle always alerts when due no phone calls or letters all done through email great Reviewed on: 14th January 2023
Michele Davies's avatar
Michele Davies

It is a easy company to deal with and very helpful

5
Zopa offer a friendlier and more helpful service than other lenders Reviewed on: 14th January 2023
Tom Forrester's avatar
Tom Forrester

Top notch customer support!!!

5
For great customer care and an excellent customer experience I would always recommend Zopa!!! There friendly customer service agents are the best at their job!!! There is compassion and professional courteous service every time!!! Reviewed on: 14th January 2023
Luke turner's avatar
Luke turner

Zopa credit card

5
I like this card, it keeps me informed of my spending which help me stay in control. Reviewed on: 14th January 2023
Fiona's avatar
Fiona

Credit card

5
Easy process, quick service, prompt delivery Reviewed on: 14th January 2023
Anuj Shrestha's avatar
Anuj Shrestha

ZOPA

5
very very good,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Reviewed on: 14th January 2023
Miroslaw Zenit Zietala's avatar
Miroslaw Zenit Zietala

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