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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card review

Excellent company, the app is so easy to use and helps me with other products available. Zola keep me updated when I spend on the card so I always know my limit. Excellent customer service. More than happy with Zopa. Reviewed on: 14th January 2023

Gold standard customer service

Brilliant eay to navigate app and gold standard customer service. Reviewed on: 14th January 2023

Good but not as good as others

The product and app on offer is great and very easy to use however, the sign up process is slow and there is no contact during this time. You are just left in a state of limbo. Zopa almost have the perfect offering. Just a slightly improved user experience during sign up and review is missing. Reviewed on: 14th January 2023

Very good service

When you phone to enquire something, service is excellent. Credit increases are reviewed and if eligible you get it. Reviewed on: 14th January 2023

Great service and simple to use.

Great service with an easy to use app. Time saving credit with a competitively lower rate of interest. Thake you for making credit cards easier. Reviewed on: 14th January 2023

Excellent

Awesome service easily reachable if needed would definitely recommend Reviewed on: 14th January 2023

Decent.

Very helpful bit of sponsorship. Reviewed on: 14th January 2023

Good credit card

Good credit card, low monthly payments, good app Reviewed on: 14th January 2023

Amazing

Super clear and easy to use and manage. No secrets. Reviewed on: 14th January 2023

Good basic credit card.

It's a good basic credit card with average interest and an easy to use interface Reviewed on: 14th January 2023

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