Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Fantastic company

5
I have a zopa card they gave me a good limit easy to pay great company Reviewed on: 14th January 2023

Excellent and Fabulous service

5
It is excellent credit card provider.. Reviewed on: 14th January 2023

Quality all round service

5
I found Zopa extremely easy to use and would recommend highly. Very pleased with their service. Reviewed on: 14th January 2023

Very good

5
Very good I’m glad I have a Zopa card Reviewed on: 14th January 2023

Excellent product

5
Since joining zopa they have been informative and extremely helpful Reviewed on: 14th January 2023

I really satisfied with zopa

5
I had a zopa credit card and I am very happy to have it its very helpful Reviewed on: 14th January 2023

Progress

5
Excellent service and communication Very understandable in this current climate Reviewed on: 14th January 2023

Best credit card

5
Best service as compared to other credit cards Reviewed on: 14th January 2023

Good

5
GOOD LOVE IT AND IT GAVE YOU THE BEST TIME EVER Reviewed on: 14th January 2023

Nice

5
Very good and very easy aswell I am appreciate to team Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products