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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Great great great

5
They helped me build my credit. Amazing card!!! Recommended 100% Reviewed on: 13th January 2023
Pilar's avatar
Pilar

Best credit card

5
Zopa is the best credit card provider in my opinion. Their customer service is outstanding and they are always ready to listen to you and offer help Reviewed on: 13th January 2023
Amos ogieriakhi's avatar
Amos ogieriakhi

Customer friendly.

4
Customer friendly online application and quick card delivery Reviewed on: 13th January 2023
Karin Smith-Harding 's avatar
Karin Smith-Harding

Zopa credit card

5
Excellent card and so easy to apply for. Love the app. Reviewed on: 13th January 2023
David Crawford 's avatar
David Crawford

Amazing credit builder

5
Made an application to Zopa via Clear score abd was accepted straight away! Since using Zopa I've been able to manage my account through the app and my credit score has drastically improved. Reviewed on: 13th January 2023
Stuart Fisher's avatar
Stuart Fisher

Very Straightforward Banking

5
Easy to apply, easy to set up on APP and very easy to follow your transactions and borrowing power. Reviewed on: 13th January 2023
Veronica Gallacher's avatar
Veronica Gallacher

Zopa credit card

5
Amazing for helping build your credit rating back up Reviewed on: 13th January 2023
Garry Miller's avatar
Garry Miller

great company and card to use

5
i have had zero issues with this company or card. they have always been very helpful if i needed any advice or help Reviewed on: 13th January 2023
Seamus Gill's avatar
Seamus Gill

Zopa - True Flexibility

5
My Zopa card alongside the Zopa app gives me the flexibility I need from a credit card. All the information I need is right there in the app at the touch of a button and notifications keep me updated and secure. 100% would recommend. Reviewed on: 13th January 2023
Andy 's avatar
Andy

Credit card

5
Was a quick and easy application and card arrived a few days later Reviewed on: 13th January 2023
Andrew Wilson 's avatar
Andrew Wilson

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