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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Simple, friendly and professional

5
Accepted even with bad credit score Reviewed on: 13th January 2023
Ade's avatar
Ade

My card

5
I use the card everywhere, but I have not succeeded outside England. Reviewed on: 13th January 2023
Pavel Todorov's avatar
Pavel Todorov

Number 1 for me

5
This bank has bent over backwards to help me they have treated me like a human being not a number Reviewed on: 13th January 2023
Gethin davies's avatar
Gethin davies

Very good credit card

5
Couldn’t wish for a better credit card Had no problems wot so ever I would recommend this credit card to anybody to use Reviewed on: 13th January 2023
Andrew simms 's avatar
Andrew simms

Great and easy service

5
So easy to do and saved me loads of time and hassle Reviewed on: 13th January 2023
Russel Day's avatar
Russel Day

Great company

5
Really helpfull and easy to deal with Reviewed on: 13th January 2023
Paul's avatar
Paul

Quick and easy

5
Easy process, the card arrived a few days later and my favourite feature is the credit cushion making sure I always have enough incase of emergencies Reviewed on: 13th January 2023
Broh88's avatar
Broh88

Very helpful

5
Help me out when needed money at a good rate Reviewed on: 13th January 2023
Stephen Wiggins's avatar
Stephen Wiggins

Miss sky harris

5
Very good service easy to use and the app is very easy to use Reviewed on: 13th January 2023
Rachel Dowling's avatar
Rachel Dowling

Simple and effective

5
Love the fact when I make a transaction, I also get a notification notifying me of my credit remaining. Reviewed on: 13th January 2023
Bowka13's avatar
Bowka13

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