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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent credit provider

Zopo provides credit that help their clients more credit accessible. Zopa is instant credit provider with less hassle but meticulous Reviewed on: 14th January 2023

Helped me get bk on the right track

Zopa have really helped me get my credit rating in check Reviewed on: 14th January 2023

Money matters

A great card that helps you with your spending! Easy to use, easy to view & lots of saving/spending options. Reviewed on: 14th January 2023

Amazing

Zopa is the best. I recommend Zopa to anyone looking for a credit card. Reviewed on: 14th January 2023

Excellent

I am using Zopa Credit Card from last couple of years and I am really satisfied Reviewed on: 14th January 2023

Excellent service

Love my Zopa credit card The app is easy to use Great instructions Reviewed on: 14th January 2023

Easy and very helpful

It's very easy to use by downloading app ,many tips how to do better for your credit score. Amazingly easy to use Reviewed on: 14th January 2023

Fun card

Great little card we use it for travelling the app is brilliant and so easy to use it’s a must card to have Reviewed on: 14th January 2023

Credit card with no ambiguous interest rate

Credit card payment is super friendly and easy without incurring more debts Reviewed on: 14th January 2023

This is one amazing operator that I will always use

Easy to apply , fast decision, fast process, excellent service Reviewed on: 14th January 2023

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