Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Card that makes life easier

great, flexible and easy to use, customer friendly, it is very good to be able to make transactions in all businesses, some credit cards are not preferred by processors, which means finding a new business to use the card or to make the transaction you want. But the Zopa credit card is a card that is accepted by all businesses. In short, the card that makes your life easier Reviewed on: 14th January 2023

Zopa top trumps

Great credit card,easy to apply for. Instant decision. Simple to use and a number of ways to make payment Reviewed on: 14th January 2023

Super service great

First class no hassle service and advise. Excellent quality of knowledge and information. Reviewed on: 14th January 2023

Zooa

With ZOPA I have been able to increase my credit score,and also the quick and easy app makes life a little more simpler. Reviewed on: 14th January 2023

There good in everything

Very good people there didn't charge you any how am always enjoying the services they give me Reviewed on: 14th January 2023

Straight forward credit card

A straight forward credit card , excellent customer service Reviewed on: 14th January 2023

Zopa review

Zopa have been amazing for me. Quick and efficient service and easy, accessible website/app. Reviewed on: 14th January 2023

Quick and easy

Quick customer support fast response and easy to use Reviewed on: 14th January 2023

Zopa credit card

Great credit card provider, happy with the service best card I’ve ever had.. Reviewed on: 14th January 2023

Great

Maneageble credit limit,would recommend it for low credit score people,and a credit builder too Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Classic Credit Card
from Capital One 4.08 from 293 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub