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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

There when you need them

Very kind and caring and polite in every way .hopefully our relationship will continue every day Reviewed on: 13th January 2023

Great service

Fantastic company and great products Reviewed on: 13th January 2023

Excellent

Excellent customer service, very supportive with finances Reviewed on: 13th January 2023

Best credit group ever

Easy to apply, always help when that is needed. Reviewed on: 13th January 2023

affordable

excellent, low interest , good for building poor credit rating Reviewed on: 13th January 2023

So simple and easy

So simple and easy all through every single process! Really good credit card process Reviewed on: 13th January 2023

Super

Amazing, no issues at all. Straight forward card. Reviewed on: 13th January 2023

Positive

Really easy sign up process, great credit builder. Great customer service and helped when I rang in to change payment date. Highly recommend Reviewed on: 13th January 2023

User friendly and flexible

A very refreshing experience all round Reviewed on: 13th January 2023

Decent and reliable

App features are easy and the card is easily manageable Reviewed on: 13th January 2023

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