Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Nice

Very good and very easy aswell I am appreciate to team Reviewed on: 14th January 2023

Excellent credit provider

Zopo provides credit that help their clients more credit accessible. Zopa is instant credit provider with less hassle but meticulous Reviewed on: 14th January 2023

Helped me get bk on the right track

Zopa have really helped me get my credit rating in check Reviewed on: 14th January 2023

Money matters

A great card that helps you with your spending! Easy to use, easy to view & lots of saving/spending options. Reviewed on: 14th January 2023

Amazing

Zopa is the best. I recommend Zopa to anyone looking for a credit card. Reviewed on: 14th January 2023

Excellent

I am using Zopa Credit Card from last couple of years and I am really satisfied Reviewed on: 14th January 2023

Excellent service

Love my Zopa credit card The app is easy to use Great instructions Reviewed on: 14th January 2023

Easy and very helpful

It's very easy to use by downloading app ,many tips how to do better for your credit score. Amazingly easy to use Reviewed on: 14th January 2023

Fun card

Great little card we use it for travelling the app is brilliant and so easy to use it’s a must card to have Reviewed on: 14th January 2023

Credit card with no ambiguous interest rate

Credit card payment is super friendly and easy without incurring more debts Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Premier Credit Card
from HSBC 3.99 from 20 reviews
Credit card
from Debenhams 4.16 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub