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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

credit card

Is amazing company for credit cards . easy to use and low % Love it Reviewed on: 13th January 2023

Great

Great service and easy to use app Reviewed on: 13th January 2023

Trust worthy

Trust worthy and good communication Reviewed on: 13th January 2023

Very good

Very good credit card for poor credit or to have a start. Reviewed on: 13th January 2023

Great service

Easy card to get and easy company to work with,great APR too Reviewed on: 13th January 2023

Simple easy credit

Very simplistic easy to use credit card and app Reviewed on: 13th January 2023

Good Service

I have been using Zopa, their app is user friendly and customer service is good Reviewed on: 13th January 2023

High recommend

I just applied in a few second and been approved straight away Reviewed on: 13th January 2023

Amazing

Approved straight away no hassle Reviewed on: 13th January 2023

Excellent service

A timely help , excellent service Reviewed on: 13th January 2023

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