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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Excellent all round service

5
I've been with Zopa for several years now and find their service exceptional in every way. The app is easy to use and on the occasion I've had to talk with staff they're extremely helpful and professional in every way. Their service is highly competitive. They're always approachable. Reviewed on: 14th January 2023
Raymond Aspinall 's avatar
Raymond Aspinall

east to open

5
app gives you easy access to account and offer and manage your account Reviewed on: 14th January 2023
Jimmy Carter's avatar
Jimmy Carter

Very good but

5
Very good but constantly changing the interest rates Reviewed on: 14th January 2023
Drew's avatar
Drew

Great Service

5
So quick and easy process in a click of a button Reviewed on: 14th January 2023
Carly's avatar
Carly

Excellent company

5
Zopa is a great company - the app is easy to use and payments to and from the credit card are so easy. Reviewed on: 14th January 2023
Andrew Forsyth's avatar
Andrew Forsyth

Easy to use, great app

5
Using my Zopa credit card has been all positive, great app with it, easy to see where your at. Reviewed on: 14th January 2023
Ad's avatar
Ad

Great credit builder credit card!

5
Great credit card for rebuilding your credit score! The application process is quick and easy and the App makes monitoring your spending very straightforward, with a quick link to pay off your balance. Reviewed on: 14th January 2023
kgurney1980@hotmail.co.uk's avatar
[email protected]

Excellent service

5
Smooth, Simple & Effortless Process Reviewed on: 14th January 2023
Jonathan 's avatar
Jonathan

Excellent Service and Great Product

5
It was very easy to apply for the Credit Card and Zopa make it easy to track spending with the mobile App. They set a sensible Credit Limit and send reminders for payments to ensure you stay on track. Reviewed on: 14th January 2023
Steve Allen's avatar
Steve Allen

Excellent service

5
Fantastic credit card very simple app to use everything is self explanatory Fantastic saving options good customer service and care overall excellent to use Reviewed on: 14th January 2023
James Cook's avatar
James Cook

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