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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best card

I highly recommend ppl to get this card Reviewed on: 14th January 2023

Excellent credit score builder

This credit card is excellent to help you build your credit score. Reviewed on: 14th January 2023

Highly recommended Zopa

From the first time I applied for an account with Zopa everything was made so simple, if I need any help customer care has been excellent Reviewed on: 14th January 2023

They are very considerate and conscious when lending

Overall excellent always considering you when lending Reviewed on: 14th January 2023

Brilliant service and excellent company.

I would and will be recommending this company as I’m impressed with its customer service. Reviewed on: 14th January 2023

Amazing for 0% on balance transfers

Would definitely recommend in balance transferring, was able to start paying them off by saving on the interest Reviewed on: 14th January 2023

Safe hands

Normally I'm not really fussed by credit cards but Zopa has made life that little bit easier ,which.is a win win situation Reviewed on: 14th January 2023

Excellent services

Excellent service all round. Always there to support and advise when needed. Reviewed on: 14th January 2023

happy

I'm very happy with the way you have setup my account and offers plans. Thank you. Reviewed on: 14th January 2023

Excellent card

since I have had zopa credit card, zopa give me advice and access to help me improve my credit score and advice me where I can improve Reviewed on: 14th January 2023

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