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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fantastic service thanks for the help

I was ill and suffering with depression they helped me though my illness and money problems Reviewed on: 13th January 2023

Always good

I’ve been with Zopa for a while now and haven’t had any issues. So I’ve also decided to open a savings account with them.. i need to do more try and move all finances over. I always trust Zopa Reviewed on: 13th January 2023

Brilliant card

This card is great easy to use and control has all the safety features and protection you need Reviewed on: 12th January 2023

Great service

Really great service and always handy at the end of the month essentials, Really easy to use And is very useful and quick to pay any balance or monthly fee Reviewed on: 12th January 2023

Brilliant

App is great does everything I need to do and helps me manage things easily, only thing I'd suggest is credit increases if you pay on time everytime in a 12 month period would be a nicer incentive to work towards Reviewed on: 12th January 2023

Quick and easy to use which I like

Really easy fast secure and perfact Reviewed on: 12th January 2023

Top Notch!

This is a fantastic credit card with customer need priority. I will always recommend. Reviewed on: 12th January 2023

EASY TO USE

The product is great and the app is easy to use and follow Reviewed on: 12th January 2023

Excellent service

I’m very impressed with the service that Zopa provides. They have always been very helpful whenever I spoke with them. Reviewed on: 12th January 2023

Great zopa

Great company very helpful and great rates if savings loans and credit card s Reviewed on: 12th January 2023

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