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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Good savings

4
Best rates I can't so far for savings Reviewed on: 12th January 2023
Miles Jenkins's avatar
Miles Jenkins

Easy to use

5
Manageable app to use and make payments, also love the new saving feature Reviewed on: 12th January 2023
claire's avatar
claire

Excellent service

5
I have just begun my journey with Zopa and I can honestly say I’m so glad I have. The customer care is great the apr I received was excellent and they help you pay exactly what’s needed so your interest doesn’t mount up. Thanks Zopa I have recommended you to my friends and family Reviewed on: 12th January 2023
Victoria Casey's avatar
Victoria Casey

Too good to be but is true.

5
Excellent confidence builder. Easy to use and easy to pay. It is a customer orientated card. I also have a Smart Saver with Zopa. Excellent product. Reviewed on: 12th January 2023
G.Mullan's avatar
G.Mullan

Easy to use

5
Very convenient when spending £100 or more to spread the cost Reviewed on: 12th January 2023
Omri Roberts's avatar
Omri Roberts

excellent

5
excellent service you can always contact them Reviewed on: 12th January 2023
Antonia Mateeva's avatar
Antonia Mateeva

Excellent

5
Zopa is the best because the interest rate is lower and is the best credit card provider Reviewed on: 12th January 2023
Mary Asaah 's avatar
Mary Asaah

Credit Card

4
Brilliant. I'm a very happy customer. The app easy to understand and simple to use. Reviewed on: 12th January 2023
Angela Stylianou's avatar
Angela Stylianou

great sevicea

5
Very good company and very easy to deal with and professional, Keep you updated every step of the way and offer a great range of products and services. extremely profession company would reccomend to anyone Reviewed on: 12th January 2023
ben's avatar
ben

excellent

4
very good online banking and easy to use Reviewed on: 12th January 2023
Kevin Davies 's avatar
Kevin Davies

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