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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Fantastic credit card very simple app to use everything is self explanatory Fantastic saving options good customer service and care overall excellent to use Reviewed on: 14th January 2023

Best card

I highly recommend ppl to get this card Reviewed on: 14th January 2023

Excellent credit score builder

This credit card is excellent to help you build your credit score. Reviewed on: 14th January 2023

Highly recommended Zopa

From the first time I applied for an account with Zopa everything was made so simple, if I need any help customer care has been excellent Reviewed on: 14th January 2023

They are very considerate and conscious when lending

Overall excellent always considering you when lending Reviewed on: 14th January 2023

Brilliant service and excellent company.

I would and will be recommending this company as I’m impressed with its customer service. Reviewed on: 14th January 2023

Amazing for 0% on balance transfers

Would definitely recommend in balance transferring, was able to start paying them off by saving on the interest Reviewed on: 14th January 2023

Safe hands

Normally I'm not really fussed by credit cards but Zopa has made life that little bit easier ,which.is a win win situation Reviewed on: 14th January 2023

Excellent services

Excellent service all round. Always there to support and advise when needed. Reviewed on: 14th January 2023

happy

I'm very happy with the way you have setup my account and offers plans. Thank you. Reviewed on: 14th January 2023

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