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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa is the best

Very easy app to use also use the savings app Reviewed on: 12th January 2023

A perfect partner

Zopa gives me an incredible opportunity to not alone use my Credit Card but also allows me to have an emergency fund in place should I ever need to use it. A unique and valuable service. Reviewed on: 12th January 2023

Easy to manage online, great rates

Better rates compared to high street banks, easy to manage your card through the app Reviewed on: 12th January 2023

Best credit card ever!

This card is brilliant! It gives you a great amount, is easy to use, staff are always friendly and helpful and I have had no issues whatsoever with this card. A++++++ Reviewed on: 11th January 2023

Zopa best

Zopa is the best and I love using Zopa credit card. Reviewed on: 11th January 2023

Very easy to use and set up

Best thing I done last year. Quick and easy Reviewed on: 11th January 2023

Easy and trustworthy

Great clarity through the app and real time balance details make it easy to use. Reviewed on: 11th January 2023

Fantastic

Smart, easy accessible, application, the card looks slick and unique, fantastic for my emergency and my exciting future projects. Don’t waste time get on board, we are on a fantastic track, definitely spreading the Zopa news. Reviewed on: 11th January 2023

can't go wrong

Great company fantastic customer service Reviewed on: 11th January 2023

Brilliant

Best credit card ever Could not ask for a better service Reviewed on: 11th January 2023

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