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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good credit card

Very recommended credit card and nice staff to talk with .. Reviewed on: 14th January 2023

Reliable and friendly

Zopa is a reliable and friendly credit card company. I have never had any problems with them and their APR’s are reasonable. Reviewed on: 14th January 2023

Zopa Credit Card Review

Very excellent service and good APR they provide for customers. Reviewed on: 14th January 2023

Excellent card provider !!

I’ve had nothing but good experience with Zopa and gets better! Reviewed on: 14th January 2023

Outstanding customer service

Very helpful all the time and willingness to help Reviewed on: 14th January 2023

Really happy with this credit card

It's just simple the app is great and payment is perfect Reviewed on: 14th January 2023

I am very happy with zopa

Every thing I need just a finger tips I am very happy with zopa Reviewed on: 14th January 2023

Awesome services and easy to use

The application is very easy and simple to understand and for using. This zopa credit card always help me in my bad time of financial problems. Reviewed on: 14th January 2023

No hassle

Very easy to apply for, helpful if you should need assistance very hassle free I would recommend this company to anyone Reviewed on: 14th January 2023

Best credit card

Zopa is so easy to use and keeps me informed of my spending Reviewed on: 14th January 2023

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