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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic customer service

Staff very helpful and pleasant to deal with. Telephone answered quickly, and no long waits in being put through to an agent. Simple application process and fast decision when applying for new card. Reviewed on: 14th January 2023

Financial cover with Zopa

Applying for Zopa credit card is arguably one of the easiest card to get even with low credit rating. The starting credit very good for a starter. Reviewed on: 14th January 2023

Very good

Very easy to work with, the app is very easy to find your way around it and good customer service Reviewed on: 14th January 2023

Convenient and User Friendly

Easy to manage through the app and good communication Reviewed on: 14th January 2023

The only card you will ever need.

Outstanding/honest and transparent services. Reviewed on: 14th January 2023

Great App

The app is easy and friendly to use. Allows you to use your online account very securely. Reviewed on: 14th January 2023

User friendly

Great company great product easy to use app allows you to keep an eye on any balance & make payments Reviewed on: 14th January 2023

Excellent service

Always have excellent service whenever I have needed to contact Zopa Reviewed on: 14th January 2023

Zopa Credit Card

Is simple to understand and very simple to apply for. Reviewed on: 14th January 2023

easy to use app and good options and credit limit

easy to use app and good options and credit limit Reviewed on: 14th January 2023

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