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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

There very best keeping up to date with credit.

I have informed by credit card if I in red well before they start charging interest. Reviewed on: 11th January 2023

been great help through covid pandemic

been a great card. would like my account increased. But not had any issues. when i was in financel hardshio they were very helpfull Reviewed on: 11th January 2023

Best credit card

Best credit card and very helpfull Reviewed on: 11th January 2023

Very good

They have been very supportive and helpful Reviewed on: 11th January 2023

A fuss free dream !

Zopa are the best around. Simple accounts that offer great rates and a seamless app. Changing to Zopa was the best financial decision I've ever made ! Reviewed on: 11th January 2023

Great card

Very easy to use as a provider and I would highly recommend to any one looking for a credit card Reviewed on: 11th January 2023

Veselin

Everything is fine. I am very pleased. I receive accurate information about current products and services Reviewed on: 11th January 2023

Good card

Good card company with a good app to back up the card Reviewed on: 11th January 2023

Mr jahangir Rana

I’m so happy coz I’m new coustmer Reviewed on: 11th January 2023

Brilliant

Zopa is a great credit card to have and I wouldn’t be without it now Reviewed on: 11th January 2023

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