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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

I’m very happy with my credit card Reviewed on: 14th January 2023

Fantastic customer service

Staff very helpful and pleasant to deal with. Telephone answered quickly, and no long waits in being put through to an agent. Simple application process and fast decision when applying for new card. Reviewed on: 14th January 2023

Financial cover with Zopa

Applying for Zopa credit card is arguably one of the easiest card to get even with low credit rating. The starting credit very good for a starter. Reviewed on: 14th January 2023

Very good

Very easy to work with, the app is very easy to find your way around it and good customer service Reviewed on: 14th January 2023

Convenient and User Friendly

Easy to manage through the app and good communication Reviewed on: 14th January 2023

The only card you will ever need.

Outstanding/honest and transparent services. Reviewed on: 14th January 2023

Great App

The app is easy and friendly to use. Allows you to use your online account very securely. Reviewed on: 14th January 2023

User friendly

Great company great product easy to use app allows you to keep an eye on any balance & make payments Reviewed on: 14th January 2023

Excellent service

Always have excellent service whenever I have needed to contact Zopa Reviewed on: 14th January 2023

Zopa Credit Card

Is simple to understand and very simple to apply for. Reviewed on: 14th January 2023

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