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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Superb

Excellent customer service, Easy to use with excellent information Reviewed on: 14th January 2023

Best credit card

Very easy to make payment on app Reviewed on: 14th January 2023

Good App and easy to use and make a payment.

Very friendly company to deal with and very helpful insights into your credit file and goals for the future Reviewed on: 14th January 2023

Excellent service

Quick easy to use credit card with regular updates on spending Reviewed on: 14th January 2023

Perfect

Totally recommend Zopa to anyone , easy to use app , regular updates ref products Reviewed on: 14th January 2023

Excellent customer service

A company that goes the extra mile in dealing with its customers . Everything conducted in an easy to understand and clear manner will definitely recommend this company Reviewed on: 14th January 2023

Highly recommended

Phenomenal services, was easy to get approved. Decent repayment rates. Reviewed on: 14th January 2023

Zopa visa all good

Zopa Visa card is all good. Shopping is easy both contactless and pin entry. Cash withdrawal is also easy. Reviewed on: 14th January 2023

Zopa the Best credit card

Zopa credit card the best credit card Reviewed on: 14th January 2023

Great credit card

Payments are instant on the credit card and no foreign transaction charges, perfect for holiday spending Reviewed on: 14th January 2023

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