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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Superb

5
This card suites me perfectly a small limit. Yet I can pay if off easily without incuring interest fee's. Also the way I have gained there trust they increased the limit to which is easily manageable. With this in hand it has helped me gain a higher credit score as it continues to get better. I will able to achieve other cards if needed with Zopa's help Reviewed on: 11th January 2023
Mark's avatar
Mark

Easy to apply

5
Application process is easy, good interest rate, app is easy to understand Reviewed on: 11th January 2023
Grace McBride's avatar
Grace McBride

top credit card provider

5
i have zopa credit card i say this comapany is best go above and beyond i very highly recommend them wont be dissapointed Reviewed on: 11th January 2023
Anonymous's avatar
Anonymous

Amazing credit card/savings

5
Love the savings part on the app and the credit is perfect for me and helps me track my spending. Reviewed on: 11th January 2023
james_squires1@hotmail.com's avatar
[email protected]

Zopa keeps you in control and very helpful

5
Very understanding and helpful with good ideas Reviewed on: 11th January 2023
jeastwood105@gmail.com 's avatar
[email protected]

Very good

5
ra vc gnoC very good very nice very easy app Tks very much gdfbbbbvvbb nnn vhjjjjjkm Reviewed on: 11th January 2023
Rafael Cheiricatti's avatar
Rafael Cheiricatti

Best lent

5
So quick to set up and apply for credit, checks are so quick Reviewed on: 11th January 2023
gb2751@googlemail.com's avatar
[email protected]

Easy to use

5
Its very easy and simple to use. I’m having for a while Zopa card and enjoying using it Reviewed on: 11th January 2023
Magdalena Augustowska's avatar
Magdalena Augustowska

Poor credit

5
I have a poor credit rating but this company believed in me and now I'm on the way back to getting good credit Reviewed on: 11th January 2023
Nicholas Stock 's avatar
Nicholas Stock

Very good

5
Awfully good stuff and it is very good Reviewed on: 11th January 2023
Robbie House's avatar
Robbie House

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