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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Best credit card in the world

5
Is a blessing to can have the opportunity to manage in how many months you want to pay , change it wherever you want is perfect Reviewed on: 14th January 2023
Florin Marius Bran's avatar
Florin Marius Bran

Helping Money move the Right Way

5
Zopa is a fantastic concept and ideal for people wanting to repair their credit rating, as well as providing customers peace of mind. Reviewed on: 14th January 2023
Nick's avatar
Nick

Credit card

5
Quickly submitted aplication and quicky received my credit card Reviewed on: 14th January 2023
Patrycja Kurnal's avatar
Patrycja Kurnal

Easy to use and manage

5
Very good credit card easy to use and mange credit limit just right for my needs Reviewed on: 14th January 2023
William Mcintosh 's avatar
William Mcintosh

Honest finance

5
I had some negative factors on my credit file and was refused credit elsewhere. Zopa looked past my historic information and looked at my recent history from the last few years. They provided me a manageable credit limit. This was a lifeline at the time that has also helped me build my credit score. Reviewed on: 14th January 2023
Je55ical's avatar
Je55ical

Great card

5
Great card great company and always easy to deal with Reviewed on: 14th January 2023
scaramanga1965@virginmedia.com's avatar
[email protected]

Great was to improve credit score

5
Zopa is a great way to improve your credit score. The lintel given is just enough to make sure you don’t struggle and able to repay Reviewed on: 14th January 2023
AR's avatar
AR

Helpful credit card

5
Zopa credit card helped me when I needed it to help build my credit score and the interest rates are not to bad I would recommend this credit card to anyone Reviewed on: 14th January 2023
Deborah's avatar
Deborah

Amazing card and easy to use app.

5
setting up was quick and easy, app simple (but not basic) and easy to understand Reviewed on: 14th January 2023
Dave Norris's avatar
Dave Norris

Gets me laid

5
Winning and that's all that matters Reviewed on: 14th January 2023
Tadgh Ahern's avatar
Tadgh Ahern

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