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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy, efficient, helpful

Found them very helpful, easy to sort out. No complications. Reviewed on: 11th January 2023

Very good

Yes top I recommend to all my friends and family Zopa is the best Reviewed on: 11th January 2023

very good money people

They help you very well to manage your financial well being Reviewed on: 11th January 2023

Great card

I had never heard of Zopa but really pleased to be with them. Easy application message is clear encourages savings interest communication is good. What I enjoy is the simplicity and ease but also ensuring you use and spend responsibly Reviewed on: 11th January 2023

helpful and understanding

Love my Zopa card , always helpful when on phone, never had a problem at all and if I did their customer service are brilliant at helping out Reviewed on: 11th January 2023

Great bank

Helpful and Easy banking and a great way to save to Reviewed on: 11th January 2023

Great choice

Very easy app , great card helping me to get back on track Reviewed on: 11th January 2023

Helpful

Easy to access and view my account. Good financial advice. Reviewed on: 11th January 2023

Amazing

Amazing easy to use and very fast Reviewed on: 11th January 2023

Best provider ever

I have my credit card with Zopa Very easy to use and deal 5 star services Reviewed on: 11th January 2023

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