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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
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David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (41972)

Very easy to deal with

5
Very friendly staff and very helpful Reviewed on: 11th January 2023
Andrew Crawford 's avatar
Andrew Crawford

CREDIT CARD

5
GREAT COMPANY WHO GOES OUT OF IT WAY TO HELP YOU BACK TO GET A GOOD CREDIT RATING Reviewed on: 11th January 2023
S Woods's avatar
S Woods

Best credit card provider

5
Understanding listen to customer needs always willing to assist Reviewed on: 11th January 2023
dennis johnson's avatar
dennis johnson

So Easy to use with real-time updates

5
Great Card , so easy to use , Real time updates via the App , Good communication . Reviewed on: 11th January 2023
Graham Gregg's avatar
Graham Gregg

Best one

5
I can really recommend that company! Reviewed on: 11th January 2023
Slawomir Jagusiak's avatar
Slawomir Jagusiak

Zopa card

5
Brilliant service and knowing your card is in your wallet for those little things you enjoy is so worth it Reviewed on: 11th January 2023
Cam's avatar
Cam

My favourite credit card

5
Zopa is by far my favourite credit card, the app is perfectly user friendly, I love the savings aspect it’s a great touch and makes me feel like they actually care about my money rather than feeding them with interest fees they’re giving me something back. Reviewed on: 11th January 2023
Kerry's avatar
Kerry

Help when i needed it

5
Great credit card, my credit score wasn't the worst not the best zopa helped me on my way to better credit score and ultimately better credit Reviewed on: 11th January 2023
Andrew Cooper's avatar
Andrew Cooper

Really easy and hassle free card

5
Helped me get back in control of my credit score, really helpful app and helpful advice about rebuilding my credit score after being hit by the recession Reviewed on: 11th January 2023
Nicfarr84's avatar
Nicfarr84

Easy and straightforward

5
This card is easy and straightforward to use. I applied for the card so I could improve my credit score. I have increased it a little and was offered an increase in credit which I didn’t accept at first. I would recommend Zopa to anyone who has a bad credit score and wants to improve. Reviewed on: 11th January 2023
Claire's avatar
Claire

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