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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very simple to use

Very easy to use app, navigation simple and helps me to keep on top of payments and statements Reviewed on: 14th January 2023

Superb

No fuss and easy, Great app and traceability Reviewed on: 14th January 2023

Transparent and low interest rates

Having good experience with them ,been 10 months and no unexpected cost they treat fairly their customers Reviewed on: 14th January 2023

Best credit card company ever

I have been using the ZOPA for 5 years and have been so happy with the staff and services that they supplied Reviewed on: 14th January 2023

No problems

Easy application and good communication. Easy to use app very clear Reviewed on: 14th January 2023

Very good service

When u need extra support always zopa credit. When theirs no support from anyone. Reviewed on: 14th January 2023

Life Saver

Unexpectedly, my fury baby fell ill a few months ago - given the tough circumstances we’re all facing at the moment and the high cost of living - I had already used my savings for groceries with not a penny spare but thanks so Zopa, I was able to cover the Ver bill costs to help my furbaby. Not sure what I would’ve done with the funds on my Zopa Credit Card. Thank you Zopa!! Reviewed on: 14th January 2023

It's very practical

Zopa lays it all out ...easy! It makes it easy to follow one's own credit spending. Reviewed on: 14th January 2023

Excellent card

I have had the card for quite a while and looking forward to a credit increase Reviewed on: 14th January 2023

Zopa credit card

Quick support and helpful updates. Highly recommend it Reviewed on: 14th January 2023

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