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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good Job

I would highly recommend this to everyone, the product is consistently having excellent reviews and I’m completely impressed with their professionalism and customer service. Since joining, I have not faced any difficulties through out, and I’m very happy to be associated with your company. Reviewed on: 15th January 2026

Good card company co for purchases...

Good co great card go to for more expensive purchases Reviewed on: 15th January 2026

very helpful and friendly service

very helpful and friendly service Reviewed on: 15th January 2026

Excellent

Excellent service, easy to apply and use Reviewed on: 15th January 2026

Great communication easy to use app.

Great communication easy to use app. Reviewed on: 15th January 2026

Like the notifications for all transactions and keep...

Like the notifications for all transactions and keeping update on soending Reviewed on: 15th January 2026

Brilliant all rounde

Brilliant all round, great customer service. Reviewed on: 15th January 2026

I found found them to be very helpful when needed

I found found them to be very helpful when needed Reviewed on: 15th January 2026

App is the best yet, easy to use

App is the best one yet, to make payments easier and check balances too. Easy instruction to follow with a full service if you need it Reviewed on: 15th January 2026

Great credit card first class app and customer service

Great credit card first class app and customer service Reviewed on: 15th January 2026

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