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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Thanks it’s very nice and help me allot

Thanks it’s very nice and help me allot Reviewed on: 15th January 2026

When I applied for my credit card,the process was sm...

When I applied for my credit card,the process was smooth and straightforward. The starting rate was good as well. Security is good when you forget the password, they send a verification code to your mobile. When paying the balances it clears immediately other than waiting for hours. I love it Reviewed on: 15th January 2026

Really good experience with Zopa

Really good experience with Zopa Reviewed on: 15th January 2026

Good service

Easy to use app, fast and efficient service team on call when needed Reviewed on: 15th January 2026

Quality Bank

I’ve contacted Zopa times about managing existing products and even new ones to me, and each time their service has been top quality! Reviewed on: 15th January 2026

Zopa is so easy to use.

Zopa is so easy to use. Getting the credit card was hassle free. Everything in the app is easy to use. Reviewed on: 15th January 2026

Hannah jones

Great perks and service great customer service Reviewed on: 15th January 2026

Amazing quick and easy very simple sign up

Amazing quick and easy very simple sign up Reviewed on: 15th January 2026

Excellent, from application to setting up the app.

Excellent, from application to setting up the app. Everything available to help if needed. Not had any problems at all. Reviewed on: 15th January 2026

Zopa are brill.

Zopa helped me when no one else would. They are easy to use and have helped massively with my credit score. Hats off to Zopa. Reviewed on: 15th January 2026

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