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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Reasonable rates good comunications

Reasonable rates good comunications Reviewed on: 15th January 2026

Peace of mind

The process from application to receiving the card and guidance while using the card offers peace of mind Reviewed on: 15th January 2026

I recommend zopa

Easy to apply and easy to use the app has lots of features Reviewed on: 15th January 2026

Zopa Excellence

Always kept up to date with their account information Reviewed on: 15th January 2026

Always been helpful, have been friendly and polite.

Always been helpful, have been friendly and polite. Reviewed on: 15th January 2026

I applied for the card and within 2 weeks I had rece...

I applied for the card and within 2 weeks I had received and started using g my new card Reviewed on: 15th January 2026

Excellent really easy to use and pay

Excellent really easy to use and pay Reviewed on: 15th January 2026

Thanks it’s very nice and help me allot

Thanks it’s very nice and help me allot Reviewed on: 15th January 2026

When I applied for my credit card,the process was sm...

When I applied for my credit card,the process was smooth and straightforward. The starting rate was good as well. Security is good when you forget the password, they send a verification code to your mobile. When paying the balances it clears immediately other than waiting for hours. I love it Reviewed on: 15th January 2026

Really good experience with Zopa

Really good experience with Zopa Reviewed on: 15th January 2026

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