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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Excellent

Excellent service, easy to apply and use Reviewed on: 15th January 2026

Great communication easy to use app.

Great communication easy to use app. Reviewed on: 15th January 2026

Like the notifications for all transactions and keep...

Like the notifications for all transactions and keeping update on soending Reviewed on: 15th January 2026

Brilliant all rounde

Brilliant all round, great customer service. Reviewed on: 15th January 2026

I found found them to be very helpful when needed

I found found them to be very helpful when needed Reviewed on: 15th January 2026

App is the best yet, easy to use

App is the best one yet, to make payments easier and check balances too. Easy instruction to follow with a full service if you need it Reviewed on: 15th January 2026

Great credit card first class app and customer service

Great credit card first class app and customer service Reviewed on: 15th January 2026

Very good

Very good service and when you pay it comes off your balance straight away Reviewed on: 15th January 2026

Outstanding

Brilliant credit card , easy to use app which means I always can keep an eye on my spending and their security gives me peace of mind always Reviewed on: 15th January 2026

Excellent choice

A very good credit card provider and always helpful Reviewed on: 15th January 2026

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