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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card first class app and customer service

Great credit card first class app and customer service Reviewed on: 15th January 2026

Very good

Very good service and when you pay it comes off your balance straight away Reviewed on: 15th January 2026

Outstanding

Brilliant credit card , easy to use app which means I always can keep an eye on my spending and their security gives me peace of mind always Reviewed on: 15th January 2026

Excellent choice

A very good credit card provider and always helpful Reviewed on: 15th January 2026

Zopa, the bank thats going places....

Since i joined Zopa, they have been extremely professional and i cant fault there great app, being so easy to use. Customer service is second to none and overall they are certainly a Bank I'm happy to recommend. Reviewed on: 15th January 2026

Good and they've had no trouble since I have been wi...

Good and they've had no trouble since I have been with the company Reviewed on: 15th January 2026

Alway's have my interest in giving me credit i could...

Alway's have my interest in giving me credit i could afford , and Alway's there if I need them. Reviewed on: 15th January 2026

I feel in control with my spending

I feel in control with my spending Reviewed on: 15th January 2026

I needed a loan short term.

I needed a loan short term. The money went into my bank within minutes Reviewed on: 15th January 2026

Credit the way it should be

Everything went very smoothly and service was quick and efficient Reviewed on: 15th January 2026

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