Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

I have made zopa biscuit my main bank!

I have made zopa my main bank now for storing my money. While I get paid into my previous bank simply to keep earning rewards points, after I’ve been paid, I move my money into Zopa because never before have I had a bank that has such amazing features. 2% interest on current account balances, 2% cash back on bills, the best thing by far is their 7.1% AER regular saver which helps your money grow better than most other savings accounts on the market! For someone like me who lives paycheck to paycheck, I rely on tools like this to scrape by and for that reason, zopa has become my favourite banking service Reviewed on: 15th January 2026

Excellent account

Excellent account easy to use and very reliable Reviewed on: 15th January 2026

Constant communication and relevant help and advice

Constant communication and relevant help and advice Reviewed on: 15th January 2026

Good and lovely people.

Good and lovely people to deal with. Reviewed on: 15th January 2026

Easy to manage and clear to navigate

Easy to manage and clear to navigate Reviewed on: 15th January 2026

Excellent product and great App highly recommend

Excellent product and great App highly recommend Reviewed on: 15th January 2026

I think Zopa are an excellent bank and very flexible...

I think Zopa are an excellent bank and very flexible Reviewed on: 15th January 2026

Excellent Banking Experience with Zopa

The mobile app is excellent, intuitive and helpful for tracking accounts, repayments, and credit scores. Zopa has competitive savings and loan products, including attractive savings interest and perks like cashback on direct debits on certain accounts Reviewed on: 15th January 2026

Easy to setup and great interest rates.

Easy to setup and great interest rates. I like the ability to setup separate savings. Reviewed on: 15th January 2026

Good for saving

Perfect for making some extra cash with the 7.1% and 4.75% think it is on savings and 2% on the current account Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Current Account
from TSB 3.76 from 21 reviews
Personal account
from Revolut 4.93 from 92116 reviews
Student Current Account
from Nationwide 5.00 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub