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Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6599)

Totally cannot say enough superlatives to even start...

5
Totally cannot say enough superlatives to even start to sum up my entire experience i received from ZOPA. Highly recommend on every level possible. ZOPA what a breath of fresh air it was to experience and be part of a truly professional banking company such as yourselves. Congratulations ZOPA keep up the good work for all existing and new customers. Ultimately I personally with you all the best in the up and coming British Banking Awards. Reviewed on: 15th January 2026

My no 1 choice

5
Easy to use, good communication, good customer service Reviewed on: 15th January 2026

Great interest rates

5
Easy to open account. User friendly software. Great interest rate on savings and current account. Cash back on direct debits Reviewed on: 15th January 2026

LFantastic

5
Fantastic service and helpful tell everyone about the journey iv been on with the service you provided Reviewed on: 15th January 2026

Quick response and Great communication with customer...

5
Quick response and Great communication with customer services Reviewed on: 15th January 2026

banking is a minefield,Zopa is clear and easy.

5
banking is a minefield,Zopa is clear and easy. Reviewed on: 15th January 2026

Everything has been super easy.

5
Everything has been super easy. Setting up account to sorting the money into the account and transferring out when needed Reviewed on: 15th January 2026

Easy to open, great rates of interest and excellent...

5
Easy to open, great rates of interest and excellent customer service. Reviewed on: 15th January 2026

Good customer service Website and App yes to navigate.

5
Good customer service Website and App yes to navigate. Reviewed on: 15th January 2026

Easy to deal with.

5
Easy to deal with. Online accounts work really well and contact is a,ways useful. Reviewed on: 15th January 2026

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