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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

I have made zopa biscuit my main bank!

I have made zopa my main bank now for storing my money. While I get paid into my previous bank simply to keep earning rewards points, after I’ve been paid, I move my money into Zopa because never before have I had a bank that has such amazing features. 2% interest on current account balances, 2% cash back on bills, the best thing by far is their 7.1% AER regular saver which helps your money grow better than most other savings accounts on the market! For someone like me who lives paycheck to paycheck, I rely on tools like this to scrape by and for that reason, zopa has become my favourite banking service Reviewed on: 15th January 2026

Excellent account

Excellent account easy to use and very reliable Reviewed on: 15th January 2026

Constant communication and relevant help and advice

Constant communication and relevant help and advice Reviewed on: 15th January 2026

Good and lovely people.

Good and lovely people to deal with. Reviewed on: 15th January 2026

Easy to manage and clear to navigate

Easy to manage and clear to navigate Reviewed on: 15th January 2026

Excellent product and great App highly recommend

Excellent product and great App highly recommend Reviewed on: 15th January 2026

I think Zopa are an excellent bank and very flexible...

I think Zopa are an excellent bank and very flexible Reviewed on: 15th January 2026

Excellent Banking Experience with Zopa

The mobile app is excellent, intuitive and helpful for tracking accounts, repayments, and credit scores. Zopa has competitive savings and loan products, including attractive savings interest and perks like cashback on direct debits on certain accounts Reviewed on: 15th January 2026

Easy to setup and great interest rates.

Easy to setup and great interest rates. I like the ability to setup separate savings. Reviewed on: 15th January 2026

Good for saving

Perfect for making some extra cash with the 7.1% and 4.75% think it is on savings and 2% on the current account Reviewed on: 15th January 2026

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