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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa have been amazing

Zopa have been amazing in helping me with financial advice and securing a loan to pay off credit cards. Always supportive and rrsponsible with their lending. The new current account works really well and communication has been really good Reviewed on: 15th January 2026

Glad I found it.

Simple to set up and use. Extremely competitive interest rates. Reviewed on: 15th January 2026

Good rates easy access

Good interest rates and a good app easy access to your account information and any queries were dealt with professionally Reviewed on: 15th January 2026

Easy to apply ,very easy to activate, easy to use,

Easy to apply ,very easy to activate, easy to use, Reviewed on: 15th January 2026

Starting off as a small customer with Zopa with cred...

Starting off as a small customer with Zopa with credit card and current account. Both easy to use and Zopa easy to contact if there is a problem Reviewed on: 15th January 2026

Easy to set up and use

It was easy to set up a Zopa Biscuit account which has the most generous cashback and interest rate offers I have seen. The savings accounts also offer great interest which, combined with easy acces, makes it an account worth having. Reviewed on: 15th January 2026

I recommend my friends

Am so happy with them good experience Reviewed on: 15th January 2026

Great savings rate brilliant online banking

Great savings rate brilliant online banking Reviewed on: 15th January 2026

great first impression from using the app

I found the app to be extremely helpful and intuitive. It has some features which make it stand out from the others. I wanted to open one of the savings accounts and that is the main reason why I applied for a current account. The app allows you to link your current accounts and you can see all of your balances from various currents that you have, in one place. Reviewed on: 15th January 2026

A good current account that pays interest

Happy to have a current account that pays interest on my balance. It is also good to get cashback on bills, but it would be better if there wasn’t a limit of £1,500 spent per year, as I think most households’ energy bills alone are higher than this amount. Reviewed on: 15th January 2026

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